Credit cards

Archives for October 2016

Amex Card Not Charged
How long do companies actually have to charge? I bought some tickets off ticketmaster.com in June and they have still to charge my amex.
Really confused about credit card 'balances'
Hi all, I have a normal lloyds credit card with a limit of £11,000+. When I set it up online, I chose to pay off the balance in full each month. It has been like this for a few years. However, every month when my current account pays my credit card balance in FULL the 'current balance' on the CC isn't £0. Example: today…
Debt...I need help!!!
Hi guys I'm all new to this so bare with me!! I am in debt ...a lot of it!! £16000 -£18000 to be precise. I'm struggling every month...I make my payments but am left with nothing to live on each month. I am seriously considering bankruptcy and would love your thoughts on this?! I honestly can not cope anymore xx
Refused credit cards despite Experian score of 999
Hi all, I'm quite confused... I have had a Barclaycard in the past (as a student, built up a bit of debt and eventually paid it off). Since leaving studies around 8 years ago, I've had no use for a credit card and, as such, never applied for one. Recent circumstances have meant I may frequently need to fly back and forth…
Credit card money transfer
Hi. I am looking to borrow between 8 and 10k over 5 years. I have been given a money transfer deal of 4.9% of the full term of the outstanding balance on my credit card with no set up fee. Will this work in exactly the same way as a loan with an apr of 4.9%.? Or is the interest worked out differently? Will I pay the same…
Confused re credit card options
I have a barclaycard credit card, limit is over £2000 and I'm never far from reaching that. I'm paying over £50 interest every month on this and wondering if there's any options I may have? I see threads about balance transfers but there's so much information that I'm not even sure if this is what could help me. I thought…
American Express E mail address
Hi Does anyone have an email address for American Express Credit Card
Quick question about interest free period
hi there, i have a virgin credit card with £6,623 on and one of my interest free period is coming to the end. I have 3 different interest free periods on the same card, as you can see below. 0.00% £1,500.00 31/12/2017 0.00% £1,700.00 31/10/2017 0.00% £3,377.92 01/12/2016 So here is the question, if i do a balance transfer…
Clarity Card Rewards replacement
Hi all, I used this card to get the £5 reward for spending £300 per month. I am keeping the card to use when abroad. However, with the removal of the reward, it is now pretty pointless for domestic use. I'm wondering what people with similar monthly expenses to mine use? It's usually below £300, however some work expenses…
All my fault I wonder?
Hi Guys Hoping for a bit of advice. Background Took a card out with Company A in October 2013 Took a new card out with Company A in October 2016 In between I'd had a card with Company B that I'd been using since 2014 (Worth nothing Card 1 with Company A had a zero balance and was about to be closed) A few days after taking…
Want to build up my credit rating, but credit cards confuse me
I want to start building up my credit rating (never been in debt, have a job, never had any direct debits, but still somehow have a bad credit rating), and a "bad credit" credit card is supposedly a good way to do it. However I have some questions: If I have no outstanding balance on a credit card, will I still have to…
Barclaycards issued before 1992
Hello I have been informed by Barclaycard, that my credit card account (£8750 limit) has not been registered with credit rating agencies because I opened my account before 1992 - I opened it in 1983. My Barclaycard is the only 'credit card' that I have ever owned. Clearscore etc are marking my credit rating down because I…
Paying remaining balance and closing a 0% card early
I have a 0% card where the offer ends early next year. The credit limit is almost reach. I was planning to pay all of it off now and close it, or wait until early next year to do it. Which is better?
Applying for another barclaycard, is it Possible?
Hi I wanted to know as currently holding 2 Barclaycard's , is it possible to apply for a 3rd? as I was quite interested in the purchase card? I have done the eligibility test and it has come back as a good chance. But I don't wish to apply if it will be declined due to them saying you cant hold more products with us? Has…
Asda unable to accept card payments
http://www.bbc.co.uk/news/uk-37815973:
Quick Clarity question
Do I have to inform Clarity that I'll be using the card overseas?
What's the best CC with 0% spending an highest credit limit?
Hello you lovely people, I would like to furnish a flat and would need to spend a lot of money at once. I would like to apply for a CC that would have no less than 6 months 0% payments but I would like to be able to borrow about £5000. When I checked the calculators here, I was eligible for different cards but wasn't able…
AMEX New Feature - Check Spending Power
For those with AMEX Charge Cards, they've added a new feature to online banking allowing you to check if a transaction will be approved (as there's no pre-set spending limit on the card). Apparently, I'm fine for a £5k transaction, but £10k not so much. :D
Timing of CC balance transfer
Hi. I wanted to ask about the timing of CC balance transfers as never done a balance transfer before. My CC's 0% interest charges ends in May 2017 so in 6 months time. I receive regularly offers about 0% on balance transfers up to 24 or 32 months. Also, when I checked I got quite decent pre-approval deals through the MSE…
PayPal Issue
I Recently had someone make a chargeback agiast me and every time I try to pay it back it came up with .We're sorry, you don't have permission to complete this action. For more information, contact the person who controls your account permissions. I sent a email and they still have not responded after 3 weeks please help

★ ★ ★ Meet your Ambassadors

MSE News

Think Money app relaunch leaves thousands unable to access their cash – here's what's happening
Around 2,000 Think Money customers have been locked out of their accounts after the current account provider relaunched its app.
TV licence fee to rise by £10.50 a year to £169.50 from April 2024
The annual cost of a standard colour TV licence will rise to £169.50 from 1 April 2024 – an increase of £10.50 on the current price of £159 a year – the Department for Culture, Media and Sport has announced.
MSE Mince Pie Taste Test 2022
With the festive season in full swing, the Deals Team put their heads together to uncover answers to the true questions of Christmas. No, not Why is my turkey always so dry? or Who writes those terrible Christmas cracker jokes? But Who sells the best mince pies? Is it mince 'pie in the sky' to think that a 99p box could be tastier than one retailing at £12.95? Wait and see. Brandy butter and forks at the ready all, as this is: The MSE Mince Pie Taste Test 2022.
Morses Club borrower? It's launched a new redress scheme for mis-sold loans – here's what it means for you
Borrowers with mis-selling claims against Morses Club likely won't now get the full amount they're owed, after the High Court approved a new scheme put forward by the firm to limit payouts and set a time restriction on claims.
More Than to stop selling car insurance policies – here's what it means for your cover
If you're a More Than car insurance customer with auto-renewal turned on, you should look out for a letter explaining that you'll be switched to Swinton Insurance. Meanwhile, if you're not on auto-renewal, you'll need to arrange new cover when your policy ends as More Than has pulled out of the market.
How to bag a cheap, sustainable Christmas jumper... from only £3
Jumpers are for life, not just for Christmas, but most of us only wear our most garish festive get-up for one or two days a year, then feel pressure to buy a new one the following year. That's neither MoneySaving nor good for the planet, so what can we do about it? I have a few ideas...
Martin Lewis: How to earn 8% interest on your savings (and possibly £200 on top, too)
It’s possible to earn 8% interest on your savings – more than four times what many earn – and gain an extra £200 on top. MoneySavingExpert.com founder Martin Lewis explains how.
Expat with Barclays? Here are your options if your account is being closed
Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. .
Martin Lewis: A trick for Shell Energy (and Octopus) customers to make some money
If you're a Shell Energy customer, you could make £50 with an easy trick shared by MoneySavingExpert.com founder Martin Lewis on the latest episode of ITV's The Martin Lewis Money Show Live.

View All

Credit cards

Discussion List