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Credit cards
Archives for November 2015
Discussion List
Transferred too much and now can't transfer back!
I recently made a balance transfer from an M&S card to an MBNA one. I then realised that I was using a year old statement to get the amount, so had transferred too much, so now have a positive balance on the M&S card. I want to close that card, so would like to transfer the excess back. (I hope this makes sense!). M&S tell…
Applied for a credit card - DIdn't get the limit I wanted - Apply for another?
Hi, I've had a card with Barclaycard since May 2014. Limit is now £1400. Paid in full each month by DD, never late etc. Only other source of credit is a mail order account with a limit of £3,300 but a balance of 0. No overdraft on my Santander or TSB accounts. I'm looking to secure a low interest loan to purchase a van for…
Contactless Cards Stopped Working
I have two contactless debit cards which I'd started to use a fair amount as I found it a very convenient way to pay. However, suddenly they both stopped working (apart from on London Transport). I phoned the bank for the one I used more, but they seemed to have no idea, and said they would send me a new card. Well guess…
MBNA Everyday Plus vs. Halifax Clarity
I went abroad to visit someone in Israel - I tried to cashout 1000 Shekels (1000 ILS) from the ATM machine using 2 different cards - one is Halifax Clarity and one is MBNA Everyday Plus. * When I took out 1000 ILS using Halifax Clarity the pending charge in the Halifax Online account shows for approximately £167.50 (rate…
Section 75 - Question about Buyer-Seller Link
I would appreciate any Forum user experience - has anyone successfully used Section 75 in connection with a qualifying (i.e. £100 plus) ticket purchase on Viagogo or Getmein ? I am unclear whether such ticket purchases are regarded as directly with those sites or not. I have not yet made a purchase, but am anxious about…
Tesco card delivery
Could anyone who has recently got a Tesco credit card tell me if the card is sent by special delivery guaranteed? I got a Royal Mail sorry we missed you card and I wondered if it was my card as I am expecting this. I want to use it on a purchase as soon as possible so will collect Monday morning, if not will wait til sat…
Charges for using Credit Cards
I have just noticed that my energy company 'Ener-G Switch2' who charge for 'Hot Water' supplied to my apartment in a large building - this makes it possible for all apartments to be served from a central boiler rather than each apartment having an individual boiler - charge a set fee of £3.83 + V.A.T. per credit card…
How much is your highest limit on your credit cards?
Hi! I'm new to London and I don't know much about the British credit cards however I'm curious about how much is your highest limit on any of your credit cards? Please don't forget to name the type of credit card. How much credit line you could get one a single credit card for a £5k, £10k, £25k, or £50k monthly after-tax…
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