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Card transactions over past month been removed from account in 1 day...ADVICE NEEDED!
Really need some advice on behalf of our little community. Our local supermarket has just taken 14 days of debit card transactions from my account in one day. I saw this yesterday as I checked my statement inline and there were 9 transactions that morning. I chatted to a friend about this later that day and found out that…
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Are banks necessary?
It seems as though younger generations are turning to prepaid debit/credit cards rather than using a bank. The few people that I've talked with said the main reason they prefer the prepaid cards is because you can't overdraft. They cited examples of losing track of how much they spent and overdrafting as much as $200. The…
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Is credit card best way to pay for childcare?
For the next 6 months I am taking a wage cut, and will struggle to pay approx. £450 per month for childcare. However in August I will be back in full time employment and could afford repayments. I was considering a 0% card to help me out. Is this the best thing to do? Any other ideas folks?
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Am I due compensation due to wrong advice given
I am interested to find out if I can claim any compensation from MBNA and if anybody on here has been in a similar situation. I have two MBNA credit cards both offering 0% balance transfers for 2 years so thought I would enquire about a balance transfer. I have a Sainsburys loan at 4.5% PA with £12,000 owing. The advisor…
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any email address for Vanquis Bank- credit card
got locked out of online a/c, mis-spelt password, and don't want to get left on hold / into argument on phone.. need to keep record of what's going on, too, in case they back track!
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TSB Creditcard Indemnity Claim
Hi guys, I need some help desperately. In summary: I paid £800.00 towards my creditcard bill on 28 Dec 2013. The direct debit for £713.71 was taken from my credit card bill on 30 Dec 2013. £713.71 was returned to my account on 8th January 2014. TSB are now saying that I owe them £713.71. The first I saw of it was when I…
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Balance Transfer questions
Hi guys and gals I currently have around £5100 on a Barclaycard and £300 on a Lloyds card, paying the minimum (~160) on the former and £100 on the latter. I was thinking of balance transferring the Barclaycard so that my payments are at least clearing some of the debt and not just covering the interest*. Using the…
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Problem with mastercard secure code - Halifax card
Hi I recently got my first credit card, the halifax clarity for going away travelling to Asia in a few weeks, but i am having trouble using it online. I have tried to order of a few different sites but once i get to the mastercard secure code page it comes up that the payment cannot be processed with a c5 code. I have…
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Credit Cards - Post introductory rate
I currently have a Capital One credit card, which is outside of the introductory rate. Due to credit rating, it's probably unlikely that I'll get another one just yet, so I'm trying to use this one (responsibly I might add :D ) to help builid my rating up. I've not missed any payments (on anything) for well over a year…
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How to get a high credit card limit?
Not a very good title I admit! At the moment I have two credit cards with large balances (seen in my signature). My barclaycard is mostly interest free until February 2016 (£1283.80 of it is gaining at 18.9% APR) and virgin again is mostly interest free until October 2016 (£909.44 is gaining interest at 18.9% APR). My plan…
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Amex Points - what to do with them?
Hi All, hope you're well :T In August last year I took the forum advice and got myself an Amex Gold charge card and have been using it all year, for pretty much all my spending. To date I have accumulated around 35,000 points - not sure whether that's considered a lot or a little. Am I right in thinking that the best thing…
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Credit Score And More
Hi there, I have a query into my credit score, I am looking to move out and have been told i may have my credit score checked. Im 21 and still have no clue how to make it better. Its a bad score because i used to have a gym membership along with other things that i didn't pay when i was out of work. I've been told to get a…
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How long one can issue credit card refund??
How long a merchant can issue credit card refund??Say from the transaction date after lapse of 6 to 7 months can a merchant issue credit card refund?? It's a visa card....Please post me an update...:beer:
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Pay Pal's own credit card sends emails
I see from a This Is Money Newsletter that Pay Pal's own credit card sends you an email every time your PP credit card is used. This seems a simple, but very good piece of security and a convenience. With similar for my debit card I would feel a good deal more secure. If anyone has personal experience of Pay Pal's own…
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Living overseas
I have an English bank account into which I have a widows paid into. The thing is we cannot get better deals on cedit cards - not on local council lists in England. And because we are not residents where we live we cannot get them here either. Anyone got any ideas or are we stuck with the situation.:question:
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90% prospects of acceptance but no card?!
I've just applied for a 0% spending card having used the eligibility checker. I was told I had a 90% chance of being accepted (as good as it gets) but my application was refused!! What's that all about? I'm so disappointed. I've now got an unsuccessful application on my credit file. :(
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Credit card allowed over limit then charged - is this unfair charge?
Hi, I am in dispute with RBS over a £12 over limit charge.I made a purchase not knowing it would take me £20 over my limit. The payment was authorised by the credit card company. I then received "overlimit fee". I queried this with the company and asked why it was not "declined" becuase if it had been I would have paid an…
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Verified by Visa password has to be renewed every 30 days
Having had another run in with Barclaycard over its Verified by Visa password checking system, I have now been advised by the BC internet team that the password used for VbV must be changed every 30 days. If it is not, next time you use the card it will be blocked. Go Figure.
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Halifax Clarity APR
Hi everyone, I applied for Halifax Clarity card and got the highest APR - 21.9%, which is supposed to be (according to MSE and also Halifax) only for riskiest customers. I monitor my credit file very carefully and know that I have a very good score. They wouldn't explain to me how this decision was made... What should I…
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post office balance transfer
Does anybody here use a post office credit card? I'm wanting to do a balance transfer with them, but can't find anywhere on the site to do so, anyone know?
