-
Nationwide CC online statement delay?
I suppose it's a Christmas thing, but on 25Dec, I got an email saying my statement was ready for online viewing. But... we're now at 28Dec and it's not there. No PDF to view. On "recent transactions", the "next payment due by" and "next statement date" have been advanced to January. But all the transactions since November…
-
Unexpected credit card applications
Hi guys, My wife has just received 2 letters from credit card companies in the last week. - 1 from Barclaycard offering a granted credit card and a set limit. - 1 from Nationwide with a declined decision. What I'm concerned about, is that she has never applied to either of these companies for credit cards. The last time…
-
Prepaid Card for Online purchases only
Hi, I am looking for a way to make online payments while not giving out my main accounts/CC details, so that should these details leak out, it would only have a limited impact. After a quick search (or here), I found few prepaid debit cards which are usually recommended if you have a poor credit record. I think I can use…
-
two loans--should I get a credit card to clear them?
one is until June 2014 at £185 a month apr 7% ish other is until November 2014 at £116 per month apr 15% Can I get a credit card which I can use to pay the 2 loans off and then pay off asap with larger monthly payments? Do cards such as this exist?
-
capitalone secured -> capital one classic...
Hi all, Just wondering really, i applied for a capital one secured card in june, got accepted and paid my £49, been using it fully and paying it every month since, iv just applied for the classic card as a step up and had all green ticks at the end of the application, but they say they have to perform further checks, is…
-
What is better...
We are about to buy a sofa for £1150 from next. I can buy next vouchers through work at a 5% discount but I have to pay for them by cash. Alternatively, I can get 24 months interest free credit (£115 deposit and monthly payments of £43.13). Financially, what is the better deal? With interest free credit, does one benefit…
-
Barclaycard platinum purchase
Hey Guys, Applied for a Barclaycard platinum purchase, however I do have a gold card, but wanted to upgrade to a better card with a 0% offer. Upon the pre-application check all was fine, so rang Barclaycard up to see if they could simply upgrade, and was told no sorry cannot be done but you can apply online, they wouldn't…
-
123 credit card to current account ?
How can I transfer the balance of my credit card to my current account ? Need to transfer around £3000 for the short term. Any advice please
-
Pre Application Tool Barclaycard Initial
After having used Barclaycards Pre Application Checker, it said I wouldn't qualify. I decided to apply anyway, not expecting to be successful. Imagine my surprise this afternoon when I received a barclaycard in the post. Any ideas why the tool said I wouldn't qualify but I received the card?
-
Best time to pay off CC balance?
Hi all:j Sorry in advance as I know this is is a dumb question:o After years of cc debt, I finally am almost free..... But - I do have one cc that I use for all payments (M&S) & now want to pay off in full each month. What I can't work out is when/how much to pay off to ensure I don't get caned for interest payments? I…
-
Halifax CC Application Error
I have now tried 4 or 5 times to apply for the Halifax 17mths O% credit card on the Halifax website. I go through the whole process to apply and then at the end the message comes up that there is a technical error 700001 Anybody any ideas - as I can't understand if there is a fault on the website why it makes you go…
-
Is it worth getting a credit card?
I'm a nursing student in my second year of uni, and I know what people are going to say... students shouldn't have credit cards. However I am pretty good with my money, if anything I'm quite stingy when it comes to spending money!! And I live at home with my parents so it's not like I'm going out every weekend spending…
-
Which company owns which cards
I'm sure somewhere on here there was a list of which Credit Cards are 'owned' by which company, for example MBNA 'own' Virgin. Maybe I'm just rubbish at searching, but I can't find it. Can anyone link me to it please? Thanks
-
Halifax Credit Card Helpline NOT 24/7
I have my eyes on a few items that are now on sale. But Halifax credit card would not let me buy them. The merchants send me emails saying that my purchases are refused. So I call the helpline and after keying in my CC number, my DOB and expiry date. I was met with one message: THIS OFFICE IS CLOSED FOR PUBLIC HOLIDAY.…
-
quick question about credit cards...
I have the 123 credit card and mainly use it for grocery shopping etc to get the cash back. If I spent say £50 one week, can I then pay it straight away out of my budget and obviously pay what ever balance there is at the end of the month? I just want to double check whether multiple payments in one month instead of paying…
-
Accepting and then rejecting
I have applied for the nationwide card 2 weeks ago and got the pin and card last week and yesterday got a letter saying I was accepted due to my credit score but after review in account they decided to close it. Any reason why it's been happening ?? That's the second time happened in 2 months even my credit file is…
-
debit card
perhaps this is a better way of putting it PECCAVI. INFO NOT LEGAL ADVICE I leave that to my solicitor. Kept on hold on the banking phone line and their online emailing doesn't work and need to run off email to my solicitor and banking ombudsman for reviews of my claim against Barclay online Does a bank card number and…
-
Renew 0% offer on new purchases
Hi, I have an M&S credit card which did have the 0% offer on new purchases which has now expired. I have a nil balance and the only reason I now keep the card is for the bureau de change benefits it offers. In the foreseeable future I'll be going through a period of high value purchases. Do you think it would be possible…
-
Equifax Searches
Hi, I previously been looking to renew my car insurance which done some quotation through confused.com & Gocompare. I have free equifax subscription through Capital One Card. Today checked and showing number of searches been done:- SWINTON GROUP LIMITED , a Insurance company, has made an inquiry against your credit report…
-
Barclaycard ratejack again
Humph, posted here before about ratejacking, my wife has now had her 4th ratejack from Barclaycard this year despite telling them she's closed the account and sent the card back to them. the lates rate is going up from 22.9% to an astounding 26.9%, despite making regular payments, more than the minimum amount, and usually…
