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New Capital One Cashback offer
I noticed this morning in the weekly MSE news that Capital One are now offering their World card for no annual fee and "up to" 1.25% cashback after the 3 month 5% introductory period. As I've only just paid my £18 annual fee I thought I would ring them to see if I could at least get the fee cancelled even if I didn't get…
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Long 0% BT but already got a barclaycard.
Hi, I am looking for a long term 0% BT deal but I already have a barclaycard at 0% until march 2012 and an mbna card with zero balance. Before I go and apply for anything I thought I would ask for some advice, I have roughly 3/4k that I would like to transfer off cards which are charging me interest,i haven't applied for…
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Claim against credit card?
Hi, dont know if this is the right place to post this. A friend purchased a camera while on holiday in Spain. It stopped working after a couple of days & was found to be second hand & not new as she had been told. The shopkeeper refused to refund/replace.:mad: When she got home she phoned the credit card conpany but was…
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0% transfer question
Please excuse/advise me if i am not using this forum the correct way - but i wondered if anyone can point us in the correct direction. I have a joint mortgage with my sister. When i married, my husband sold his property and moved in. He pays half of my part of the mortgage and the understanding is that should we sell - he…
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Sygma fast pay
Has anyone else having problems getting payments applied? I sent my credit card payments to both flybe for me n the wife on the 22nd and still not there. It was sent via fast pay, normaly there by now
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Credit Checks????
if this is in the wrong part of the forum i apologise x I've just done a credit search and i'm a bit disappointed as creditexpert put me as having a poor credit rating :( I have 9 accounts on file one of which will be closed as I paid off vodaphone and closed the account so technically I have 8 active accounts. I am…
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Barclaycard - lost card while moving
Hope someone can help. We have recently moved and phoned Barclaycard to inform them of my change of address. I needed my credit card to do so but have misplaced it while moving. They have blocked my card which is fine, but can't send me a new one as I have moved and I can't change address because I can't find the card!!…
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Should I close these accounts?
I couldnt find a spot that appeared to be specifically for catalogue accounts-so please let me know if Ive posted in the wrong place please? I dont post in this section often. I have 2 catalogue accounts-one with Studio and the other with Classic Confidence.They were the first kind of "Credit account" that I had after…
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Almighty c**k-up! Heeeeelp!!
Hi, I have got a problem and I was wondering if anyone could help me? Last year's holiday was a disaster as we lost our spending money through Crown Currency Exchange - to add insult to injury, it rained for the 2 weeks we were in Corfu and we had no heating in the villa! This year we were determined to have a good holiday…
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An observation
Heres something I realised the other day. I had a debt way back years ago, five and a bit years ago to be exact. Now, its only for £208, so I could quite easily pay it off and be done with it, no problem. Thing is, its gone to a debt collection agency (no money to pay it at the time). So, I could pay this debt now, and it…
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debt paying
hi all, new member so bear with me... basically I have 2 credit cards owing approx 4500. I have been making repayments and never missed one but think my credit rating has nosedived because interest payments regularly take me over the limit. Anyway, I am determined to sort it out but have a question... on one card, the…
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Help - Defaulted on my credit card twice
Hi there. I need a little bit of help. For the 2nd month in a row i've defaulted on my barclaycard. What will happen to me. I really can't afford to pay it and would like to try to come to some agreement with them to freeze my interest and balance and start to pay it of. What can/should i do? many thanks MM
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credit card purchase return
Our business purchased a new piece of equipment in December last year so still under warranty, in the months since it has broken down on several occasions and on contacting the suppliers who then pass us on to the manufacturers so we wait in excess of a week to have repairs carried out, I am very unhappy with both the…
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Section 75 Claim
Good afternoon, I have an ongoing Section 75 claim that has so far taken 15 months to pursue because the credit card company insisted that I pursue the original supplier before I pursue them. Had I found this forum first then I would have known better but here we are... So, in August 2009 I made a purchase in excess of…
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Nationwide overdraft balance transfer to a cc?
hello does anyone know if i can transfer my nationwide flex account overdraft balance which is 2k over to a 0% credit card so i dont pay interest? also if this was possible will that mean my overdraft will just go back to zero? many thanks
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Over credit limit by £3 - damaged credit score?
I got back from holiday yesterday to find out I had gone over my Egg credit card limit by £3 on that day. I pay the balance off in full every month and have a good payment history with them. I immediately called Egg offering to make a payment to get back below the limit. The call handler claimed that it would affect my…
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Is a balance transfer the right thing to do?
Hello! This is my first post here, I was recommended by a friend who does a lot of couponing and I've been reading a LOT of threads and articles about debts and credit cards. I have a manageable debt on my credit card. It's not huge, about 3k, but since my partner is out of work I haven't been able to make repayments to…
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Credit cards & ebay
I'm just wondering if you can use credit cards (assuming 0% on purchases) on eBay without incurring a fee? My other half used her C/C on William hill website for the grand national & incurred fees for it. Then there's fees for withdrawing at cash points. I just wondered how it operated with eBay? Am looking at a costly…
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wife apply for same card I have?
Hi, can my wife apply to the same card provider that I currently have a card with? Would it make a difference if she is named as an additional card holder? Thanks
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How do you repay your credit card?
I pay by debit card every month. I trust it's the only way to ensure it's done. I don't trust Direct Debit facility to repay CC anymore.. A few years ago Barclaycard set up DD on my bank account (LloydsTSB). The DD was there when I looked at LloydsTSB online banking page but the money was not taken out by Barclaycard when…
