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Cashback - American Express
After reading the about the Cashback Platinum Amex card, my husband and I applied, received our credit cards and was keen to start making purchases. However, I have been disappointed as a lot of companies just do not accept American Express. My husband tried to pay for our two week holiday, no joy. I tried to buy bedroom…
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Prepaid Credit Card -- Can they find out?
Hi, I'll be going to Europe soon and I am planning to use my prepaid MasterCard to rent a car. The card itself looks just like an ordinary MasterCard ("prepaid" or "debit" isn't written on it anywhere). I was wondering can the rental company find out that the card is prepaid (when they "run" it)? Of course, I will load it…
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quick question regarding my capital one credit card
online, am I able to transfer some money to another account? My Natwest account regards
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MetroBank Credit Card
MetroBank tell me that there are 0 charges for using their credit card abroad but, to-date, I havent tested this. Has anyone any experience of using this card abroad?
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Orange prepaid master card do they credit check?
In their t&cs it says they can but do they in practise? thanks
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Credit card direct debit - cancelling
Not sure if this should go here or in the bank accounts forum, so apologies if in wrong place. I have just cleared the balance on an old Virgin card, so my current outstanding balance is £0 (there will be residual interest on next bill, but that's a matter for next month). I had a direct debit set up to pay the card, which…
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Should i Pay off my 0% CC?
Hi, I currently have a Credit card debt of £2500 on a 0% deal until October this year. I currently pay off £250 per month, and i also pay £350 savings into an ISA. I currently have £1900 in my ISA. Is it worth me combining my savings with my credit card next month and paying off the entire balance? and then just save £600…
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Barclaycard Platinum Query
With the advertised Barclaycard Platinum Visa card is there a facility (like with MBNA) where you can do a money transfer into a UK bank account or would it strictly have to be a balance transfer to pay off another credit card balance? I have looked on the balance transfer t&cs on the Barclays site and it does not mention…
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56 Day period
Can someone kindly explain the 56 day interest free period to me? For example if I make a purchase today (18th June 2011) and pay in full by 12th August (55 days) will it be interest free? Or is there some weird calculation used that goes on billing and statement dates? Thanks in advance.
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Aqua & Vanquis applications
I applied for Aqua and Vanquis cards on the same day 31/05/11 after learning that my credit history is non existent, I figured I would spend little on each and pay it off in full every month. I was soft searched and provisionally accepted for both, Vanquis online and Aqua sent me a letter. Both companies asked for copies…
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Can't get credit card from old account to transfer money to new credit card
Hi I have a Halifax credit card, which i have not had a credit card for since 2006. I have just recently opened up another account with Barclays as they are offering 0% interest over the next 20 months. I received the new credit card this morning and have just tried to transfer the money owed to the new account,…
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Credit card PPI
I have just been made redundant but have PPI on one of my credit cards, if I claim on it will it affect my credit rating with the other credit cards I have? In other words would they cancel my credit?
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Scotcall
I have an outstanding credit card debt with cap one that has been passed on to capquest, i agreed to pay them 72gbp per month and have been doing so for the last 15months i then wrote to them asking for a statement which never appeared...so rightly or wrongly i stopped making payments in april. I have now received 4…
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How quickly do credit cards refund ?
Using my Lloyds Duo mastercard my son ordered a pc from Mesh computers a couple of months ago for about £600. A long story ensues involving delays, excuses, more delays, pc arrived without a monitor as well as not working properly, more calls & emails to Mesh Computers until finally the pc was collected for a full refund…
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Halifax DD System - Bunkers!
I have a Halifax clarity CC which I pay off by DD. Last month while on holiday I withdrew some cash as well as made some purchases. Knowing that interest is charged from day 1 for cash advances, I paid off the amount I withdrew + interest already charged when I returned to the UK. However before this time my statement had…
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lloyds interest rate
hi, I have just recieved a letter from lloyds advising me of a 'new standard annual interest rate' for both cash and purchases. This rate had not gone up. However in the same letter it then advises that in November they will link my interest rate for my credit card to the bank of england base rate, so in effect it will…
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Topman card
Hi, I signed up for a topman store card as I was told I'd be getting a £10 voucher with it. However having been sent the card that's not the case (its actually a 10% discount think the shop assistant got mixed up). I've not bought anything on the card yet (used my debit card for my purchase whilst signing up for it), so…
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duckcreditscore?
,,,,,,,,,,,,,,
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Declined credit, no idea why?
I've applied for a couple credit cards in the last few months and been declined, not a single clue why. I just checked my score on credit expert, (697) which is "poor" and it says I'm a "risk to lenders" - I pay all my balances in full each month with direct debit on my current cards. - No mortgage - Home owner (I'm 30) -…
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CREDIT CARD county court summons
Hello, Hope someone can point me in the right direction. I had an RBS credit card and several years ago I applied on advice through this site for details of the charges they had made. Before I could get to the point that I asked for the charges back they sent my debt to another company, after a while I asked the debt…
