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New Barclaycard contactless card
Hi folks, just received my new Barclaycard which is contactless. I'm not interested in using this feature on the card & believe it only increases the chance of fraudulent transactions being made on my account. How stupid can the banks get to allow transactions to be made up to the value of £15 without a PIN or signature.…
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Stupid Question Time - Balance Transfer Fee
I have just been accepted for the Barclay Card 17 month 0% balance transfer (3% transfer fee). My question is 2-fold Do they add the fee to the card or do you pay it up front. If they add the fee to the card (so a £3000 bt gives a £3090 balance to pay off) - Do they charge interest on the fee or is that included in the…
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Woohoo! Tesco CC acceptance.
I was planning on waiting until September before applying, as I have a default which will drop off my credit report then, and I was going to use my Capital One card in the meantime to improve things. I have several late payments, the last being about 3 and a half years ago, and was on an arrangement to pay, for a CC, which…
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Reverse rate-jacking
Just wondering - has anyone randomly had their CC rate reduced rather than jacked up?
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Credit Card Payment Recovery
Hi All First post so be gentle! I am in the process of trying to get Mastercard to refund payments made to a Company that has gone bankrupt. I have spoken to the Card issuer & they tell me that I am outside the stict timescales. They have not told me what these are however & I have spent all Morning trying to find out. I…
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Why????
Sorry to sound a bit off,but been on here a week or so now but been a long term viewer for a while. I have noticed by spying lol and going through people's posts and previous posts and i've come across the fact that most of the people giving out advice on this credit card forum are actually members who struggle to credit…
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Boyfriends credit card debt
Hello My boyfriend has about 20k worth of debt on two credit cards. He doesn't use these anymore, one company has terminated the contract. The interest he was paying is crazy and he has stopped paying them completely now as he can't afford them. Hasn't paid for about 6 months so as you can guess the interest and charges…
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Certified Docs - Aqua
Is there any requirement by law as to who can infact certify passports etc? My OH needs to apply for a credit card for which he's been accepted but they want his passport or a certified copy - in the letter it only states 'an appropriate individual, such as a solicitor or bank official' - we don't have a solicitor and his…
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Moving abroad - Clarity card and chances of acceptance?
Hello, I'm moving to Brussels for six months for work - being seconded out there, so my salary will continue to be paid in pounds to my UK account. I went to see my bank today to ask about arranging a monthly transfer to my new Belgian account, and was surprised to hear that (a) they don't set up regular international…
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credit card for airmiles
hi my girlfreind books a return flight every week from newcastle to bristol, i have marstered the cheap flights but i have been told do it by credit card and keep credit card from going into debt u can recive air miles which is a real good bonus for us can any 1 help???
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How to transfer NEXT store card balance
Hi, I'm trying to transfer all my debts onto a 0% balance credit card. I'm having problems with transferring my NEXT account (almost 26% interest per month with a minimum of 10% monthly repayments). Because there is no 16 digit number on the store directory card I can't transfer it. I'm think I'm now stuck with this high…
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globular support
*found*. also known as local billing support.
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Moving abroad and leaving unsecured debt
Im currently on a debt management plan for debts of around £30k. In reality it will take a lifetime to pay this off as some creditors, Natwest in particular, refuse to stop adding interest! I have kept up all payments for the 2 years that I have been on this. Ive now got to the point where I have had enough of this…
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Credit card balance transfer help??
Hi there everyone, I have a sticky situation as i have recently lost my job and all my circumstances have changed. I have 1700 owing on a a barclaycard platinum. i need to get a card to balance transfer this so i can start to pay it off more efficiently. what id the best card or the best people to start to talk with. any…
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how to get out of debt (diy method)
just browsing and came across this. just wondered what people thought (not gonna try it myself lol) http://www.fmotl.com/HowToGetOutOfDebt.htm seems a bit far fetched dont you think ? diggerman
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Section 75 question
Hello all. Last year I employed a contractor to carry out some tiling work at my house. The work was not completed to a satisfactory level so I retained part of the payment and requested that the contractor return and put right his errors. After many letters and emails backwards and forwards, I was regrettably forced to…
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Debit card details stolen, what to do next?
Had a call from the fraud dept. of my bank a few days ago to see if I was making purchases on the apple istore. I certainly wasn't so they cancelled the debit card there and then and are sending me out a new card. Full marks to my bank. I'm always careful where I shop (sites with https, padlock icon etc) and only use a PC…
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Fed up of being ripped off
Over the past few months both my credit cards kept upping and upping their rates - from about 12% sainsburys put it up to 28% and capital one 26% - nice considering they've been happily taking my money since 2005 (I'm afraid I'm a shop-o-holic and never pay it off!!) I COULDN'T BELIEVE IT!!! :mad::mad::mad: So - I've voted…
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Bank of Scotland Credit Card (question)
My partner recently got a BOS credit card in order for us to purchase a new cooker. I also purchased some items on it untill payday. How do we go about paying off any balance on it? do we have to wait for a bill to come in or can we transfer money into that account to pay it off? Bit confused couldn't find anything online.…
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Glad to be here
Did some searching on this fourm, community looks cool and the topics are cool, any way glad to be here
