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Tracking down credit card payments owed to small business...
We own a small business that we set up in 2005. Late in 2006 we started taking credit card payments, using a merchant terminal from our bank. At the time our bookkeeper and accountant were (we subsequently discovered) not as bright as we hoped they were. The accountant that we now have has identified some errors - namely…
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Have I just lost £400?
Hi, I've been a member for a while but more of a reader rather than a poster, I was hoping that someone could please give me some advice as I can't find a similar problem on here to find the answer. I bought a wedding dress for £400 which was advertised on https://www.preloved.co.uk I paid the seller for it via paypal with…
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Argos Mastercard rewards stopping
had a letter today, saying that the moneyback rewards will stop from the 23rd July. Well looks like the end of a reasonable scheme, and will have to look for another card that pays 1% back?
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Advice wanted about tax returns for a tutor
Hello everyone, I have a question! I am considering doing some private tutoring for folks doing Standard Grades and Highers in English and Religious Studies, and I wondered if anyone else had experience of doing this? I'd like to get some advice about doing my tax returns, etc. as I will be self-employed (and I would be…
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Egg card - Topping up balance transfer 4 months later?
Just a quick question if anybody knows, I got an egg card at 0% and maxed it with a balance transfer and have been letting it trickly out on minimum payments while I pay others. My question is, it now has about £300 clear and I am 4 months in so the sums do still add up that it would be worth it at 0%. The question is if I…
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Amex Cashback Queries
Hello all, I have a couple of questions about the Amex Platinum Cashback card T&C and I'm sure someone here will be able to help me :D The T&C state: An annual rebate on the aggregate amount of all transactions (other than the exclusions stated above and any introductory offer) will be payable to you by us and calculated…
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capital one phone calls
Dear All please can you help me. I have bin getting lots of phone calls from capital one. this is one of the phone number that found my private mobile phone number: 0121 213 7990. this phone number phone me today. can you tell me what I can do to stop the phone me as it's makes my nevers very bad. I've all ready send…
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FRAUD: Alliance & Leicester Debit card
Hey i have been a victim of fraudalent use of my debit card details and scammed £1500 out of my bank account with 3 seperate transactions , to some where in RUSSIA !! ?? salary had only gone in a day earlier !! as normally i transfer a chunk straight out ( don;t like to leave much in there etc ) been a right pain as i have…
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0 % deals or long term better?
I pay approx £50 / wk to a £2000 credit card debt at a long term 6.9% interest deal. WOuld I be better served to get a 12 month 0 % deal? I ask because I do not want to get a great deal for one year and then find I cannot get another one.... and have to pay large interest. Cheers.
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Help!! Student/1st time credit card!!
Hello there! I am in my second year at uni and have managed to stay afloat without a credit card but now my car insurance is due and I figured that if I paid that in full on a credit card it would save me money. However I then realised I know very little about them so here I am asking your advice... What features do I look…
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Cannot increase my Abbey Zero Card limit
Hello guys, I have a abbey zero credit card since zwo years with a limit of 250£. I would like to increase it to 500£ but I keep being told that they review the limit every 6 month and so far I'm not eligible for a higher limit. Well just some facts I have a couple of thousand pounds savings at santander (abbey), an isa…
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Barclaycard interest rise...
Hi. My ex has a barclaycard and has just received a bill saying at the top that the interest rate will raise in a couple of weeks by 4%. I had something similar with one of my cards but i had written notice of this along with an offer to freeze interest at the current rate as long as i never used the card again. For some…
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Best Balance Transfer
I have a BHS mastercard and owe £1000 (my limit) on it. After losing my job, for the last few months I have only been able to make the minimum payments. Since the interest free period has worn off, its costing me a fortune. I've recently started working again, and will be able to clear it completely in the next 3 - 4…
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Beware barclaycard
A recent letter barclaycard goldfish sent to cardholders told them from 1 August they will have the value of any un-redeemed points slashed in half and then in some circumstances points will ne nullified. No explanations were given nor any justification made for their actions. They appointed someone to telephone me but…
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Feeling Good Today
I want to share with everyone that finally I'm getting a handle on my credit cards. I had approx £21,000 on a number of cards, finally sat down and agreed £860 per month as a payment. I found a website that sorted the payment schedule out (highest interest first) (whatsthecost.com/snowball) so that I know exactly how much…
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Looking for a balance transfer
What to do with MBNA £9000 on 0% till next month, and Virgin card £2600 on 6.9% for life of balance. Am obviously hoping to get a 0% deal if possible, but the best deal available failing that. OH has a Barclaycard, and might be able to apply for a new card, but I can't, and due to years of tarting balances I have Halifax,…
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BT to Virgin
Hi folks, just trying to get my head round this. I recently cleared the balance on my Virgin card in full within the last month and after my last statement. They still took the minimum payment (£25) as usual on the agreed date - I know that the £25 will more than cover any interest that would have accured this month…
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Help and Advice required please
Hi, I recently moved into a house, mortgage free. But alot of work was required in the house. Luckily i became very good at plastering and plubming and general DIY - saved me a lot! :j I'm down to furnishing, at the moment i dont need alot, but necessary : 4 external doors, sofas (x3), dining chairs a few accessories) My…
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interest free period coming to an end
I've got a couple of cards whose interest free periods are coming to an end, they've got relatively low credit limits onthem (1k or so) and one is near enough at max and the other about 500. However I realised I still have an old Tesco card open with around 6k credit limit on it, from the days I earned a decent salary. I…
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Which credit card should I apply for?
I have a high interest Capital One card but I would like to apply for a new one and would like a limit of £1000 - I am now in employment for the last 6 months and haven't applied for any card for about 5-6 months. I don't earn loads but enough to pay £100 p/m repayments. The reason why I want a new card is because I can to…
