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Best Credit card for spending in Thailand
Hello everybody. Please could somebody advise me on the best credit card to use when I'm on holiday in Thailand. Is there a card which has good exchange rates etc.. I dont wish to do any balance transfers... Thank you all.
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santander zero/abbey credit card
does anyone have the payment details for santander zero/abbey credit card? I havent had a bill since i got the card, maybe i opted out and ive lost my online info so i was gonna send a payment from my bank can anyone help, hope im not too late
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Do I need to get a credit card or is there another way of doing this?
I am off to NZ on a work trip in about a month. Although the hotel has been booked, I will need to pay for it and then reclaim, ditto my other travel expenses. The awkward thing is that I don't have a credit card - when we moved to the UK three years ago, I decided to do without, and just use a debit card. I have not…
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When exactly do I have to repay to avoid interest with a 0% purchases card?
Hi, I have a Post Office Platinum card, which I got to take advantage of their no commission on foreign currency purchases. It has a 3 month 0% on purchases period. However, it's not really clear (to me at least) exactly when I must repay off my total balance to avoid paying any interest. Of course, I am making minimum…
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MBNA debt sold to DCA
Hi can anyone help, I have got an MBNA credit card debt, about 11,000, just be passed to debt collection, they have been intouch and insisted on a £50.00 payment to stop it being passed to legal department which will then put charge on house and a county court judgement, paid them the money now they want a financial report…
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DCA chasing but debt reduced
Hi. I have a debt collector chasing me for the outstanding balance on an old credit card. I've recently had the charges refunded to me, which accounts for about a third of the debt. Should I expect the debt collector to adjust their corresponding balance? I was then hoping to request a settlement figure against the…
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Late payment charge
Hey, Just wondering if I can get out of this late payment charge. I used my online banking to pay credit card this month, but for what ever reason the payment has not gone through. I went on today to check, my payment is now a day late, so will get charged. Will the bank have a way of telling that I had tried to pay this…
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Can I pay my mortgage with a credit card?
Does anybody know if it is possile to pay my monthly mortgage with a credit card? That way I can get the points on my Goldfish Card?? Thanks
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How much do they offer you?
Everytime I get a new credit card Im always offered almost exactly the same figure- £3600. I just wondered if thats a standard amount or do you guys often get offered a different figure? I always have lots of credit cards, I get them for the cashback and other rewards. I've never had any debt, other than recently buying a…
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cancelling credit cards that I no longer use
Hiya just a quick question, I have finally cleared all of my balances but after checking my credit history online I still have a few accounts showing as a 0 balance but obviously still with the credit available to me. Do I just need to write to these companies and say ' I have an account with you please can you close it?'…
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Barclaycard Pending Transactions
Hi There, On Saturday I payed for my car insurance using a Barclaycard. It was £340.30. However when I go onto the Barclaycard website it says the pending transactions are £340.91. I know its not much I just wondered what the reason is? It's a brand new card and this is the only transaction I have made. Thanks
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Deciding on Credit Limit
Hi, I'm applying for my first credit card which I intend to use just to pay for petrol to get used to using one and to build up a credit score. The card I'm looking at is asking me to choose a limit between £500-£10000. No guarantee that I'll get what I ask for, but how should I decide what to set my limit at? Are there…
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credit cards and paypal
In August I purchased some goods from a company that only accepted Paypal. At the time my paypal balance was at zero so the transaction was made using my credit card details. The company received my payment but the goods never arrived! The goods had to be manufactured which took a couple of months... Paypal will not accept…
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Unauthorised Credit Card Charges
Hello! I recently booked a room through a well known 'late room specialist' and provided my credit card details, as required, to finalise the booking. All went swimmingly with the room; I arrived, stayed and paid the relevant amount in cash on departure. A couple of weeks later, however, I noticed on my credit card…
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Question about my Card
Hello, I am sorry if i am asking a question answered many times already. One year ago I took out an M&S Credit card. It had a 0% facility for almost a year. I spent around £5,000 on the card for a one off purchase. I then cut the card up and easily made the payments each month. I always paid the minimum payment each month…
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Credit Card interest rate related to credit risk
If a particular bank or building society has a low standard interest rate on credit cards you hold does this indicate that they consider you a good or low risk credit customer? Basis for question: I have 2 x Bank of Scotland/Halifax cards charging 14.94% Also have a Virgin Mastercard charging a ridiculous 34.9% Does this…
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credit card chargeback
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Any experience of Bank Of America Credit Cards?
There's an article in the Mail On Sunday today by a woman whose credit rating is dreadful. Apparently she got turned down by several lenders but was finally given a credit card by the Bank Of America - with a £10,000 spending limit! Sounds too good to be true, but why would she write lies? It wasn't an advert of any kind,…
