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When to re-apply??
Hi, I cancelled my Virgin Credit card not long ago, and have cancelled the card, transfered the balance to new card on 0% but added to existing debt. Managed to pay off lump sum to clear all but £500 on new card. I have £3300 outstanding on cards and virgin is the best deal, how long till I can reapply? Thanks.
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Credit card reward with cheap vouchers
someone on Ebay says they can tell you where to get a credit card which gives you the chance to buy cheap vouchers for Argos,John lewis e.t.c. Can anyone tell me which card this is?
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Current Account transfer
I want to pay off my Barclays bank overdraft using my new Natwest Platinum credit card balance transfer offer. But Natwest says no. Is there work arounds to get it through.. please advise
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Do I need a credit card?
I've just graduated and currently work as a supply teacher. I've been offered a full time post which starts in January. My girlfriend is a full time student and graduates in July. We live in a rented for £500 pcm. I've a graduate account and ave £800 left and my girlfriend has around £100. Rents due in a week and council…
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RBS VisaDebit Paypal Charge
I know this was happening but I had been using my old solo card but finally it stopped working. Any suprise, suprise paypal have charged me £1.25!! Any help!
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Time between credit card applications.
Got turned down for Sainsburys and have one more (amazon) that i'd like to apply for before I try my Bank. How long should I leave it before making another application?
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Equifax Credit Card!
Anyone know of a Credit Card I can apply for where they ONLY search Equifax? Thanks!!!!!!!!!!!!!!
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Deby recovery agents
I have had a strange letter from a company who say they are representing another company who they name (searched and found to be a debt recovery company). They are asking if I am the same person that was in residence at an adress I left about ten years ago. I did live at the address and the letter is asking me to confirm…
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CITI Cards
I earlier this year when I realised CITI had bumped up my interest rate I put it to them that they either cancelled the 25.99% and went back to the 15.99% or I would take the card elsewhere. I had a verbal agreement to accept. When nothing had happened two months later I complained again. This time they denied that their…
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citibank
What a load of schisters. Have been paying my citibank cr card off each month over and obove the min pay but the interest keeps increasing. I have rang them several times only to be told a load of garbage about my payment differing each month. I cannot understand why the balance is reducing but the interest is increasing.…
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Credit card application
Hi All Just a bit of advice really, have 2 CC's - 1 with Egg (16.9% Apr, credit limit 5K) with nil balance on it and Mastercard from Sygma bank (16.9% APR credit limit 3.5k) with a nil balance that I use to purchase a football season ticket on each year with 6 mths interest free on its purchase. I believe I have a good…
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Halifax Problems
I'm sorry if this has been asked before, I did look but couldn't find the exact situation. I've had a Halifax Credit Card for about 10 years, it's always been paid on time and more than the minimum amount. In the past few years it's been solely used for Balance Transfers and I've not bought anything on them. I defaulted by…
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Withdrawal rates and limits
Hi my mum is looking for a card that she could use as a loan for a new car. She's very good with money and has never defaulted on any payments, so that's about 40yrs worth of good money sense! Anyhow, we've been looking into getting one of those 0% interest for so many months cards as she would be able to pay off the cost…
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o2 Money - Your Thoughts?
Hi everyone, I recently applied for a Load and Go o2 Money Card. I think its ok because its a visa (used anywhere :D ) but the limitations like no PAYPAL and £1,800 maximum on the card makes me wonder. What do you think of o2 Money? http://money.o2.co.uk
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Experian credit rating for store cards - Settled?
I was rejected for a credit card yesterday which worried me as I will be applying for a mortgage in the coming months. I therefore ordered my experian credit rating and cannot see anything adverse on it so I suspect I don't meet Tesco's requirements. I notice my credit score fell into the top end of the "fair" category so…
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tesco credit card minimum per month issue...
was not set up for some reason which means that think i defaulted (i did write to them but not had chance to get back to them on why it was never implemented as yet). this has been set up but after a couple of times of the minimum not being paid . i imagine this will be an issue now on my credit rating. apart from writing…
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Argos Mastercard - cashback card - use once or many times?
Hi There, I've just received my first £5 cashback from Argos Mastercard. It has arrived in the form of a card with magnetic strip which you have to ring to activate and sign. It contains £5. Does this mean that any future cashback will be put on this card or will I be issued with others like this that will need activating?…
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JL Partnership card -duplicated transactions
Just a warning that transactions made on the 2nd and 5th of Novenber using the John Lewis Partnership Card have potentially been duplicated. If you phone them there is a recorded message advising that they are aware and are trying to fix - but worth checking your recent transactions on-line to see if you are affected…
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first time mortgage
hi there ppl,im 26 held a steady job on a resonable wage and im looking to buy my first house,my credit report has my rating as 'poor' as when i was younger i made a few mistakes but ive not defaulted on any account i.e phone bill insurance or c.c in the last year or 2,ive applied for loans in the past with no luck,so im…
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New to Balance Transfer!
Hi, I've currently got a halifax credit card with £3000 on it. I want to transfer it to the virgin 16 months 0% interest card. If i transfer this balance to the Virgin Card and say pay £200 off the card in the first month then and at the end of the month my balance will be £2800 without any interest at all on top. Am I…
