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Credit cards
Archives for May 2009
Discussion List
CC has doubled the interest rate
Update: I finally managed to check my credit report and everything on there seems satisfactory, even all the details on the Virgin card are green. Admitely, I am near the limit that I can get credit anywhere, but all is still in satisfactory order according to my credit file. I've also checked hubby's file and again,…
just recieved a cc in post....
dont need it anymore, will i have to cancel it or can i just not activate it?:confused:
Why can't I get a credit card?
Before I explain my situation i'd just like mention that my only debt is a £1500 overdraft left over from university which never goes over. I am 25, I work full-time and have never had a credit card. A year ago I finished paying off a 2 year loan which was always paid back on time each month. My overdraft fees are also…
Barclay card 6.8% for life of the balance help!
Hey everyone I need some help to make sure i understand the Barclaycard Simplicity Credit Card which has 6.8% for the life of the balance. This is my situation, i currently have £3200 on my Virgin Credit card with the offer of 16 months which runs out in June, Ive been using this type of card to cover this loan for a few…
Sainsbury's CC - 0% on shopping withdrawn!
We use a Sainsbury's CC to buy our shopping at Sainsburys becasue it had a 0% offer on shopping for 12 months. We make sure to put the money from the shopping out of the way and to pay the minimum monthly amount so the money is there when the 0% runs out. We got an offer to do a 0% balance transfer and so looked to move…
Tesco 0% card
If anyone is looking for a 0% spend card Tesco are doing 0% for 12 months but you have to get the form in store and mail it in, the offer doesn't seem to be available on line (at least I couldn't find it). I got mine through yesterday and got a good limit, I can now replace my smelly old washing machine.
Which should i pay first
I have 4 Credit Cards (A) (B) (C) and (D) :confused: Credit Card (A) I clear the total debt monthly and use this for my general living expenses - I incur no Interest.:j On (B) (C) and (D) I make the Basic Monthly Payment by DD, and I make no new monthly purchases.:beer: I now find I can pay back 400.00 per month to reduce…
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