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2nd application for a CC within 6 months..
I'm considering making an application for an LOB(lower long term APR) card which will be the 2nd in 6 months.While considering this I'm looking for your advice I was turned down for a 0% Halifax CC about 4 months ago and will be looking to remortgage in a years time.I have a balance of around £3k to transfer. How would…
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easyjet credit card
Anyone else got one of these? I just got one through the post applied for it as I book a fair few flights with them so thought it seemed a good idea as you get a free flight etc. What I can't believe is that you still have to pay a credit card charge booking fee when booking a flight with them using your easyjet credit…
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Credit Rating
Hi, I have just really started all these tricks with the Credit Cards that you can do, so am a little naive to it all. I currently have the Capital 1 card. But the 3 months are up and I only get 1% Cash Back Now. I was thinking of ditching it and getting another card that can give me 5%. Especially as Im about to spend…
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Natwest & Mint... Help!
Hi Everyone i wondered if you can help plz. I applied for a natwest card 0% BT for 13 months On my application I applied for a BT to pay off mint card (only £360) not realising i couldnt do it, anyway i just noticed on here as they are both in the RBS group it aint possible I received a letter from Natwest saying my card…
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Best Card for regular petrol use?
Hi all, this is my situation after not ever using credit cards (I was of the old-school perspecive of don't spend what you havn't got), I applied for a new current account last summer and got rejected and found out about all the credit scoring nonsense. I'm a 23 university student. Spurred into action I got a Capital One…
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Caoital One Charge
Hi everyone! I have hardly any debt and since a problem with HSBC years ago when I was only 18 and at uni, have never got myself caught out by charges. Although I have never been in any real debt, someone advised me to get a credit card to improve my credit rating. I got a Capital One card with only a £500 limit which…
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I have EGG credit card - ? how am i affected
Hi peeps, I have just heard a snippet about the egg crisis this morning from my hubby, but missed the article on the news myself. I have an egg credit card with £1800 left on it at the moment, how does this affect me? Are they closing all accounts, i pay the min each month and have never missed a payment.... HELP.
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Virgin CC - Repayment Plan Advice Needed!
Hey guys, I have got myself into a bit of a state. I have around £3200 worth of debt on my virgin card that I stupidly got as a student. I have struggled to pay the minimum each month and have missed many payments so my credit score must be an absolute mess but recently they have upped my interest to 30% almost doubling my…
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How long to hear from Citicard
Hi All, I applied for a citi card on the website which deems to give you an instant responce alas it didn't I applied on the 25th Jan but no heard anything yet not even a no you cant have it or anything, how long did it take for other peeps to hear from them
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Balance Transfer from Husbands Card?
Hi, Can I apply for a new credit card with a view to doing a balance transfer if the balance I want to transfer is on a card in my husbands name (I am a named card holder)? I just thought I would check before I apply for the card. Many thanks, Sophie
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Beware Alliance and Leicester 0% offers!
I received some credit card cheques for my A&L Visa card yesterday - offering 0% for cheques and balance transfers up to November this year if used by April this year. All fine unless you are also taking advantage of their current 0% until July on all purchases made up to your March statement. If you take advantage of both…
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Alternative to Egg Money ?
Hi, do any other banks have something similar to Egg Money ? I don't use mine for stoozing as I have no other CC's but use it as a safety net for online shopping so don't have to use my debit card, but put money in each month as spending pool, and Iike the 7% red 4% black and 1% CB and able to view all my banks in one…
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Virgin credit card - advice please
I've just rung Virgin up to activative my credit card, which has a zero balance as I haven't used one of their cards for years. The customer service rep told me that the rate on the card at the moment is 10% but if I ring them up when I need to make a purchase, they'll transfer the amount straight into my account and give…
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Crack the EGG - claim back your Credit Reference Fees!
ALL YOU FOLKS WHO RUSHED TO THE EXPERIAN AND CO TO CHECK OUT YOUR CREDIT FILES AND WHO HAD TO PAY FOR THE PRIVILEGE SHOULD COMPLAIN TO EGG AND ASK FOR THE MONEY BACK, IF YOU HAVE A PERFECT CREDIT RECORD. Why should you have to cough up the cost of checking your credit file because of the falsely worded letter scaring you…
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EasyJet Mastercard?
I just saw an advertisement on EBay of all places for the new Easyjet Mastercard and was hoping that someone had something to say about it. They say that you will get a free flight if you spend £250 within the first 3 months and you earn airmiles as you use the card.... it's got 16% APR... :rolleyes: Is it worth it? We…
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Nectar credit card address.
Hi guys, Does anyone know the address for Nectar credit card or know where I coulg get it from. Its not on the back of my bill? I want to cancel the card but cant find the address anywhere. Thanks xx
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Anyone with Nationwide?
Just a quick one.... Recently got off the phone after querying my FlexAccount debit card transactions, and the guy started rambling on about if I had a credit card and if I'd be interested in getting a Nationwide one. I interrupted the guy and put a stop to the sales patter, but after the call ended, I wondered if this was…
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Barclaycard not re issuing new card anyone else had their letter?
Hiya all, just wanted to let you know that my husband has had a letter from Barclaycard yesterday advising that card reissue has been declined. It advised " At Barclaycard we conduct regular reviews of our customers accounts to ensure the amount we allow a customer to spend is in line with our customers ability to pay. As…
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Barclaycard! ARRGGHH!!
I was in Barcelona in November and got my purse stolen, phoned B-card right away and cancelled (so i thought!) the card and had a new one with new number within days. I got my statement on Friday and there were transactions from Barcelona made on 7th January. i phoned them to ask what was going on and it turns out the card…
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NBN Visa Prepaid Card
hello WebSite http://nbncard.com [benefits]* Accepted for cash withdrawal from any ATM having Visa, Electron, or Plus logos. * Accredited locally and internationally at more than 24 million shops and service outlets. * Suitable for all ages and nationalities. * Not a credit card, no bank account opening is required. * The…
