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Egg follows the Northern Rock
Egg follows the Northern Rock Regardless of whether you see this lastest policy by Egg to cancel peoples accounts as 'prudent' or not, you can be sure about one thing: Egg are worried. To the best of my knowledge, no credit card company has ever done this before on this scale. The bad publicity will surely encourage some…
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Egg's tactics might just be the beginning
of anxious creditors attempting to claw back debts. Received two calls for modest repayment amounts this week from creditors, quite aggressive in tone too. They're panicking when the horse has already bolted I feel, serves them all right for recklessly throwing credit around to those who could not conceivably pay it back…
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House of Fraser Card - discount
Sorry if this is in the wrong place, I'm a newbie to this board. Does anyone know for sure if the 10% discount on purchases is always honoured on opening a HoF storecard account or if its only during promotional periods? All advice welcome, but I'd particularly apreciate a definite yes/no answer from someone who knows for…
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Lloyds Tsb Crap
Hello I got a question regarding Lloyds tsb credit card and banking policy. Well being a main bank my salary is coming in every month from last year and i have never offered any Overdraft or any credit card by Lloyd's tsb. I applied credit card 2 months ago and been rejected. I am 25 , earnings around 22k. Other hand i…
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Egg closing my Credit Card account
Hi, I just received notification from Egg that they are closing my Credit Card account. They are basically saying that I am a risk to their portfolio and recommended that I check my credit rating with someone like experian. When I phoned the helpline number they were useless as they have obviously been told to just give a…
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Egg. Sneaky but a good bit of business...
I can't believe that Egg have completely conned the media and public alike into thinking their back door cull of customers who don't make them any money isn't just good business and is just a knock on effect of the 'credit crunch'. To be fair, its a good piece of business and any politician would be proud of, ditching your…
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Are credit cards repayable on demand?
After Egg today I just wondered?. I know BT deals aren't because you have paid a fee for a certain amount of time at 0% but just wondered about normal cards with no 0% deal on them?.
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Calling All Egg credit card holders who have been shafted
Please ring that fat bloke from Northern Ireland, Stephen Nolan @ FiveLive radio tonight. His program starts at 10pm. Call 0500 909 693. Speak to a researcher first, and if you make a good argument, you will be allowed on the air waves :j
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WARNING - Egg Situation
If Egg have blocked your card check you don't have any continuous payments earmarked for the account. You may not even be aware you have them. If you have paid for an annual insurance policy using your Egg card the insurance company may send you a reminder which states if you don't contact them they will renew using the…
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The GM Credit Card - GET 3% CASHBACK ! WOW
Martin in his article on cashback cards wrote that geting a 1.5% cashback is super good. I found this card which gives you 3% General Motors Credit Card : GM Apply Online * Interest Rate 14.9% APR variable* * No Annual Fee * 0% per annum on all purchases and balance transfers, fixed for the first five months from account…
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Egg/Citigroup - Do they have any money to lend?
I'm worried egg and citigroup are on the brink of falling off the wall. They seem to have cancelled the accounts of people who could spend on their cards but have little on them at the moment. The risk seems to be to that these people could borrow in the future and Egg don't think they'll have any money to lend them.…
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When to ditch a credit card ? What are the consequences ?
I would like to get some cashback and supermarket cashback cards and use them only for the period of promotion. so for 3 months when I get the best deal on cashback. Then I would like to get ridd of them. how will ths effect my credit rating ? do banks charge for canceling a card and how simple is that ? thanks
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credit limit
Which low interest rate card for life would give at least a £7000 limit ?I want to take martins advice of using a credit card to pay off a car loan.Do the credit card companies set the credit limit ? or can you ask for £7000 etc.I realise i would have to take an egg money card,or could i just pay the loan off direct with…
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Credit Card Advice
Should I get rid of my Mbna card with 11.5K limit ? I used to use it when it was Conran with cashback. There's a nil balance on it - it's a back up card. The card I use is Goldfish but it only has a 2.5K limit. I'm thinking ''Egg'' situation i.e. it being harder to get credit cards. But it's not doing my credit-worthiness…
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Egg have just closed my account as they say I am a bad credit risk!
Has anyone else had the sameletter? I received it yesterday saying that they've done a credit profile on me and decided I'm a risk so they've closed my account with the quote: factors may include payment record history or account conduct. I've never failed to make a payment on time, in fact, I've always paid well over the…
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best credit card comparison website
hi all i was in debt of almost £25,000 from 4 credit cards, loans, stores card. and while i was searching the net for the best cards, or solution, i cam accross a webite by the name of FLINZO and it had a link for a new website that has a powerfull comarision tool to get you the best card/solution. but since i just lost…
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Stopping wife's spending
Around four months ago I found out my wife - who has no income of her own - had her own credit card which she had not only maxed out, but had missed payments on. My wife is generally irresponsible with money, but I got her to cut up the card. I then started making regular payments into the account to clear it off. This…
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Small credit card problem...
Hi I'd appreciate some advice please. My long term girlfriend has got £500 on an HSBC credit card which is currently charging 19.9% APR and she pays the minimum ammount by direct debit every month. She has no money and no job (don't even go there...) The snowball calculator says something like 13 years to pay it off which…
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What's the very worst that can happen ?
I'm beginning to get very worried with the credit crunch upon us. Me and my partner have debts totalling £27k on various credit cards all at 0%, and are currently trying to repay at least £6k a year until they are all paid off, we manage this ok at the moment, what I'm worried about now is, if we don't manage to get any…
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Lloyds TSB Preapproved Credit Card ?
Hi, I am sorry if this is not the right place but I hold a Lloyds TSB International bank account (Sterling) and I live in the UK, I recently emailed them asking about a Credit Card (Lloyds TSB Reward Amex/Mastercard), they emailed me the credit card application form, which was very basic, and was told to send it directly…
