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Direct debit/Standing orders
Hi All, Hope someone can offer some advice. I've recently set up direct debits on all my credits cards, mainly because all but one are on a special deal and although I'm pretty on the ball about making payments don't want to risk of losing the deals if I slip up and make a late payment. The plot was to make regular minimum…
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Credit Card Statements (UK vs US)
Kind of a strange question but......... Is there a big difference between U.K and U.S Credit Card statements? Do U.S statements contain more information? If so, how are they different? Many Thanks Chris
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new to this stoozing game
Need some advice please.I am totally new to this credit card shuffle and possibly stoozing business.At the moment I have all my debt on 0% cards and have been accepted for a £1000 BT limit on another 0% card with no BT fee(its only for 5 months though,its the ulster bank one). If I balance transfer £1000,or the maximum…
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MBNA online payment changes
Hi all. I did a search and came up with nothing so I hope this is not old news. MBNA have very recently made changes regarding making payments with a debit card via their website. It used to be that a payment made Monday to Friday before 5.00 pm was credited the next working day and payments made after 5.00 pm or at…
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Keeping a card "ticking over" easily?
I'm wondering if it's worth keeping my Credit Card on, once repaid to remain 'credit active'... I wondered if I could do this by paying a monthly bill by Direct Debit from the CC account, then having a DD for the minimum amount to pay that off each month. And not spend a bean extra on it. I had a late payment, so I'm keen…
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credit card switching / new bank account?
Hi Please help. I am a wanting to switch my current debt on credit card to another cc /bank. Firstly do i need to actually open a new bank account with this new provider or do i keep my existing bank account? Secondly i never can get hold of experian so i can have my credit report posted to me or if i do get hold of them…
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Abbey 5% cash back card
Anyone hold a Abbey Nat cashback card for the 5% on supermarket shopping just about reached the £1,000 limit on the cash back offer and just about earnt the £50, should I cancel the account once I hit the £1,000, as then the card wont qualify for any more cash back.
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card scam beware!!!!!!!!!!!!!!
Just got this from another forum.............. Latest scam This one is pretty slick since they provide Y O U with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard…
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0% for Spending and ISA for funds
Hi I'm thinking of getting a Credit Card 0% for purchases (possibly HSBC 0% for 12 months) and then opening an ISA and was thinking of the Icesaver Isa and saving the cash that i'm spending on the card to then pay off at the end of the term. Does this sound a good plan? any thoughts or suggestions appreciated. Many Thanks
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Abbey card for purchases & BT
Hi Guys, Any advise very welcome please. I've just got the Abbey card and payed for a holiday using it. The 3 months for purchases offer runs out in April. I was considering transferring a BT from another card which lasts for a year. I've read the blurb about not doing a BT and a purchase on the same card. If I've cleared…
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Help Help!! Store Card Been Ripping Me Off!!!
Oh my god. After having a proper look at my statement I have found that for the past 3 years I have had £11 going to 'ge capital bank'. I did not know what this is so phoned them. turns out , and now i remember, I had a debanhams card years ago. I used it for about a month and only spend £250 on it. I lost it and forgot…
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Capital One to update account servicing website
What are the changes? In March we'll be updating our services and launching a new look for our online account servicing website. Our aim is to provide you with easy, convenient and flexible benefits so you can service your account needs online 24/7. Some of the new benefits of our online account servicing system include:*…
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Can someone just clear this up for me. Egg Money Balance Transfer
Hi all, Here is the story. I have a MINT card with a remaining balance of £1200. Part of this is balance transfer but the majority is purchases. I have applied for and been accepted for an Egg Money card and they have given me a balance of £1200. Heres my plan. Do a balance transfer of £1200 from my Egg card to my MINT…
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Legal Con By Mbna???
I have an MBNA Account with a very small sum on it, I wanted approx 4k (Cash advance) on 0% until say Oct/Nov - Having contacted them by phone yesterday I was offered 8.9% then 5.9% finally having to agree to 2.9% being told 0% was only being offered for new business. Feeling happy I went away safe in the knowledge I had a…
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PPI miss-sell and reclaiming
Hi everyone, First post so please be gentle if I get this wrong. I am currently awaiting a reply from MBNA regarding my credit card charges and will update the forum on how I get on. Meantime I have a question on another matter. This regards PPI and I would rather get some independent info on this before speaking to MBNA.…
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Any help please! CC newbie and BT
Hi!, Ive posted here before but got no replies! I'm trying to reduce my OH debt. He has got about £2000 in an /hsbc overdraft and 800 on his credit card. He has applied for a card to do a balance transfer but they wont give him one because he is unemployed. However, I managed to get a MBNA platinum card with 0% on BT until…
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Help needed: Currys Gp are threatening me
i need help on a situation. this is a long story but ill try and keep it as short as possible. i purchased a laptop back in june 2006 via pc world BUSINESS, and purchased coverplan. in Dec 2006 it went wrong so i returned it to pcworld who sent it for repair. According to their business terms, if the laptop cannot be…
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Abbey Existing customer CC offer - anyone got their £50?
I was offered an existing customer card from Abbey offering; -O% BT for 6 months - 0% purchase for 3 months -5% cashback for supermarket shopping plus - £50 cheque if you transfer more than £1000.:T I took the card out in September transfered £5K filed everything and forgot about the £50 cheque I should have received until…
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Egg Money question.....
I'm toying with the idea of getting an Egg Money card for my household spending, but had a couple of quick questions...... I've had a read thru the T's & C's and found a section about the Egg Money Purchase in Transit protection. Is this the same as the protection you get when u buy goods on ur credit card? If not, a) can…
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Harrassment
I took up a mastercard offer to take out some life insurance and I was refused. Since then I have continued to receive further offer of life insurance cover. Do you think I could sue for harrassment?:mad: :mad: :confused:
