-
Reclaiming Late Payment Charger on CC's
Hi, Has anyone claimed their late payment charges back from their credit card? and how long did it take.
-
Possible CC fraud check - was called couple of minutes later!
A little while ago I tried to use my credit card online, but payment was refused at the particular site quoting: Much to my surprise, about 1-2 minutes later :eek: (I'm not kidding - may have even been 30 secs!) my CC company called my landline, saying that the transaction was refused as possible fraud may have been taking…
-
Halifax CC so customer friendly - not.
I was sent some c/c cheques recently by Halifax (21.95%, with 3% charge), so I rang them to see if they would be as equally charitable wrt balance transfers ! 17.95% plus fee was the best (only) offer. When I was asked about using the card, I said I would not be availing myself of their generosity, at which point I was…
-
Barclaycard 0% for life - missed a Paypal payment!!!
Hi All, I have a Barclaycard 0% for life after advice from MSE :money: I set up my PayPal account with MSE (£1 a month) and I have saved an absolute fortune after transferring all of my existing debt to it :beer: I wrote last month that my Paypal payment didn't come out and I was being charged interest. I was advised that…
-
whats the easiest credit card to get if u got bad cred?
Hi whats the easiest credit card to get if u got bad credit? ive just tried natwest and got turned down, should a tried one with bad interest rates first. Just trying to build up good cred history, bad start huh! cheers
-
Getting a Credit Card, how to improve rating.
Hey, I want to get a credit card but firstly I need to improve my rating. The thing is I am quite young (18), I applied for a credit card when I opened my current account, not suprisingly it was rejected as my relationship with the bank had only existed for a total of 10 days! However now it has nearly been 5 months, and I…
-
Purchases 0% for 12 months - Do you then pay 12 months interest?
Hi chaps, Say I have £5000 on a 0% purchase card, paying no interest for time being - if after 12 months of the interest free period do I then pay just a months interest or the FULL 12 months interest on remaining balance? I will probably shift any remaining balance to another card but thought I should check with you guys…
-
Capital One interest rate change
I've recently received a letter from Capital One saying they are going to put up the annual interest rate to 34.94% !!!!!!! Options? 1, Carry on. 2, Repay balance in full and close account. 3, Call them before 25th May to keep the current rates, destroy the card then when balance is paid off close the account. Anybody else…
-
Barclaycard 6.9% LOB cheque
Has anyone received one of these with their latest statement? I curently have just over £1000 balance on my Barclaycard @ 0%. They have sent me this qheque which can transfer a balance of up to £5000 with no handling fees. This seems like quite a good plan as I have a Morgan Stanley balance running out of it's 0% very soon…
-
EggCard Help ??
Help, I received a letter from a debt collection agency on Friday about a 2.5K debt on an eggcard that I do not own, but is owned by somebody else at an address I previously lived at. I do have an account with egg but it is paid every month... Can I do anything about this? I am slightly annoyed that egg can just pass my…
-
Online security systems causing you confusion?
What’s all the confusion about? Visa and Mastercard have both developed security systems to help stop fraud when using their cards to shop online, allowing consumers and suppliers to check the other is legitimate before completing an online transaction by using a ‘virtual signature’. The system was introduced to make…
-
Best card for me??
I have currently got one NatWest card that I have had for years with a £1100 credit limit, I always pay it off each month. But we are about to make several large purchases and I want another card with 0% on purchases (for as long as possible) so I can spread the cost out a bit. The thing is I am a bit confused at to what…
-
Capital One and over-limit charges?
We recently went over our limit by a couple of pounds - a payment to the card took longer to clear than usual, and so spending overlapped. At the end of the day, that was a mistake on our part and we accept the charge - the problem is, because we weren't aware any of this had happened until we got our statement 3-4 weeks…
-
VISA text promotion.
I just saw this ad and clicked through- http://www.visapromotions.net/uk/ not bad for an item that people tend to use on a regular basis anyway. Good luck and if anyone wins please come back and tell us!
-
TopMan Store Card
Apologies if this is in the wrong section, but I couldn't find a Store Card area, however I've probably missed it :confused: Anyway I have a TopMan store card (the work of the devil). I hate them, and 99% of the time, I refuse to take out a store card. A couple of months ago however I bought a few items of clothing and…
-
ASDA Card
My part time job is driving so with my personal mileage I do about 25,000 miles a year so I use a lot of fuel. Almost 100 % is bought from ASDA using my ASDA Credit Card. It is usually the cheapest fuel in town by 1 p or so but also when you pay by their Credit Card you get an extra 2p a Ltr. reduction. Right there , at…
-
Help Unfair Egg charges...
Ok problem is i dont have a copy of my Credit card statments as everything is online , ive only just realised after being a customer for 3 years that they only let you see the last 12 months 'online' egg are have sent me this email in response to my email asking for a copy fo all account activity... "You can view up to 12…
-
John Lewis Partneship Points Ageoff?
I noticed on my latest John Lewis Partnership Card statement the following line: "PARTNER POINTS AGEOFF" Looking back over my past statements I have now noticed that my points total has been slowly going down month-by-month when I have not been using the card. I knew that you had to get to 500 points before you got any…
-
Cancellation Of Lloyds Credit Card
Does anyone the tellephone no for their customer care line as I want to speak to them about cancelling one of their credit cards. Thinks it is an 0800 no.. Thanks as always.
-
Turned down by Capital One!
Hi there, Can anyone help please? My husband wanted to get rid of his overdraft so he applied for an Egg Card and transferred the balance across, the Interest free period has now expired and he applied for a Capital One Card, which I already have one of, Unfortunately they turned him down! He has a good credit rating,…
