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please help!!!
iv been having an argument with my o/h about keeping my next catalogue,as i believe that by ordering and paying it in full every month,that this is building up my credit score.he says that this is rubbish and that your credit only improves if you are paying a credit card in full every month and not my next directory. i…
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How to work out credit card limit
Hi. I've looked everywhere but can't seem to find the thread on how to work out what the credit card company are going to give you as a credit limit, when you receive the initial letter stating amount charge for credit. Can anyone help? Thanks..
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euro or sterling
hi just booked flights and was asked if I wanted to book it in euro or sterling first time asked this so booked in euro have I done the right thing ??????
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I am so cross....
We applied for our Lloyds credit cards in our local branch last week,which we were promised 0% on balance transfers for 9 months... super we thought, save us some money we thought and low and behold we called to activate our cards tonight and were told by the Credit Card people that the transfer rate is 4.9% and we had to…
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Advice on balance transfering
Right.....my mother has two credit cards.. now might not get the right providers but the right amounts. The first is with the Halifax at £11,000 and the second with Mint at £7,000. She pays over £400 a month for these combined and this is just interest payments. I want her to transfer to a 0% card to start paying these off…
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Bank of Ireland - Ulster Rugby MasterCard
On reading this article and having about £800 on a credit card with a 0% offer that is about to run out I thought I would transfer it to the Bank Of Ireland's Ulster Rugby MasterCard. Has anyone else had problems with this bank? I received this card with a £2500 limit. On phoning to ask if I could set up internet banking I…
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Capital One Balance Transfer
I've just tried transferring my M&S balance to my existing Capital One card having seen the offer promoted on this web site and the tv. ie 3% fee and 0%until July '08. I'm told that this isn't available on my account. When I asked what the difference is I was told that this offer is 'brand new customers only'. Will I get…
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MBNA - 0% on purchases until your June Statement
does anyone know if this means when I get my June statement it will have interest on it, or when i receive the June statement I need to pay off in full to avoid interest?
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How can I pay my Barclay card with my Cahoot card
Hi all A wee while back I paid for my 17 yera old sons car insurance with my Cahoot card, I then balance transferred the amount to my Barclay card. Since doing this the car insurance has been cancelled (Boy sold car and bought a van, existing insurance people wont insure vans) and I now have a £1500 refund on my Cahoot…
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Tarting, BTs questions ....
Hi Guys just wanted a bit of an opinion from ‘pro’ stoozers… I ve been tarting for a while now, and currently have only 1k at 0% (5 months remaining) on Ulster CC, 6,5k limit on Ryanair (use it for purchases 2get free flights so paid off regularly and is on 1.9% - but will ring them and demand a better deal), 4.2k limit on…
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40 day reply time ? Banks not meeting deadline!
Credit Cards - 40 Day deadline - Banks finding it hard or are they pulling a fast one. I've got 3 accounts with Halifax, all have gone over the 40 day period although recorded letters were received. Halifax reported to the information commission. Yorkshire bank are sending out letters asking for more time than the 40 days,…
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DMP trying to add charging order
Please help!! I don't know if this is posted in the correct place, but i need to some advice. :o I have been with MBNA credit card for the past few years and have been continuously paying off on a reduced payment plan each month. However, the last Income and Expenditure i submitted to them showed i couldn't afford to…
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Egg Money Help - Charged Interest ??
Hi All I have an Egg money card for the instant cashback offers and 1% cashback. I ALWAYS pay the full amount each month and clear the balance. I have only just noticed that i am being charged interest ? It states 'interest charged at 0.639 per month - £7.38' How is this possible if i am paying the full outstanding…
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Please asnwer this question about lloyds credit card acco unt on the credit report
hello eveyone I'm new to this forum. I've a question. I have recently checked my credit report with the Experien. Almost every account is showed on the report, except Lloyds TSB credit card account. I don't understand why, because I've been using lloyds TSB credit card for 3 month now and i think it should be show on the…
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Payment protection
Just a word of warning.. I am in the habit of paying off my bill every month so never took much notice of the payment protection until this month.. when I put £2144 on my card (wanted to keep the money in savings account get the interest) .. I got charged £17 payment protection. When I rang up to cancel the protection they…
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Halifax One Card: 12 or 9?
Please delete
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Goldfish credit card cheques - Current A/C
I've just had to pay off a CC balance from my bank a/c after a promotional rate and am looking for a new home. On calling Goldfish, as expected, I was told I could not do a BT to my current A/C. My plan would be an intermediate xfer via egg etc HOWEVER on checking the status of the credit card cheques I have been sent…
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MBNA/Virgin What Are They Up to
I've had a card on 0% for some 6 mths now and its about time i addressed the issue I have with payments. Ive noticed that they have only been taking £5 per month out of my current account instead of the min payment. Im thinking that they are hoping that the whole balance will be there at the end so they get interest at the…
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Mogan Stanley - Annual fee?
Been reading here that they are introducing a yearly fee , I haven't had any corresponce from them informingme of this - when does the fee start? Website still advertising the card as no annual fee :confused: Also, how is the Cashback paid out ? I currently have £80 sitting in there - does this get subtracted off your bill…
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paypal
This card paypal via ge is a good rate card.I got the typival 12.9 % which surprised me and also 0% 6 months.
