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Egg undo huge rate hike from March
Like many others, Egg put my interest rate up to 21.9% on purchases in March '07. I think this was a rise of about 5% I wrote and complained, paid off the the balance, and stopped using it altogethere. Yesterday they wrote to me to say this rise was a mistake and the rate should actually be 10.9% They are backdating this…
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Experian free trial twice?
Hi everybody, I went to register for a free trial with Experian to get my report, but the registration process did not complete as the system recognised a previous trial I run 3 years ago. Is it not possible to get two trials? Has anybody done it? Thanks MR
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which card has the lowest interest rate/charge
hey up folks im looking to buy a van from a van sales place in the next few weeks. I was hoping to use a credit card. The money will be paid off within 6 months. ] So i was hoping to use one with lowest interest charge. any ideas. thanks
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Company forcing me to use Amex corporate card with personal liability
My company has decided that for all expenses from this point onward I have to use their corporate Amex card. Even worse, they are forcing me to sign an individual liability form so that I am personally liable for the account. My Amex bill is usually around 2 grand a month and I am extremely concerned about that debt over…
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Anybody tried this ?
Two or more applications for cards at the same time and got accepted/declined by one or more ?
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How much can be reasonably charged for old statements?
Hi folks, I'm wondering if anyone knows anything about this? I'm rationalising a few years' worth of details, and have kept everything relevant except for all my credit card statements, which I need to complete the picture. I made a quick enquiry of one provider the other week, who started off at £5 per statement! Is there…
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Anyone know the best cash back offers?
The best i could find was american express up to 2%. does anyone know of any others?
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Someone's used my card! - Fraud
I have a transaction on my Barclays debit card, which I know was definately not by me, because it showed up as payment to adult site aka !!!!!! site. So I contacted Barclays straight away and they are sending me fraud forms to fill in. I'm quite worried because this has never happened to me before and will Barclays refund…
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balance transfers to bank account.
hi found lots of 0% cars but are there any cards that will allow you to move the balance to your current account? for example, card with £1000 limit, move that so the current account would have +£1000 in and then the card would have a balance of £1000
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Sonycard with mp3 player
Great Freebie:D https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=8sonyem1_ost&mc=SME-AP-11111-12113 Sony American Express Card are giving 11,000 points enough for a mp3 player. To be eligible for this offer you need to apply for the Sony Card American Express®Credit Card from MBNA and use your card within 90 days of…
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Never pay for gambling with a credit card!!!
So, gambling is full of pitfalls, the odds are stacked against you, it can be addictive, illegal, and sometimes dangerous. However, if you've got some spare cash you don't mind losing, follow the rules and it can be viewed as no different to spending on entertainment. I used my credit card to pay for a bit of fun on a…
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Advice on Loans to credit cards
I have a Northern Rock loan out (bought car with the money) car is costing me lots on maintenace so want to trade in but have 2 years left on loan. I want to Transfer balance loan to the M & S credit card for 4.9% for life and purchase car from another card and also transfer balance on to M & S credit card. Am i allowed to…
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Who pays, me, Barclaycard or Abbey?
Hi all, I was wondering if anybody can give me any advice on what to do here, as between Abbey and Barclaycard I'm getting nowhere!! I bank with Abbey and also have a barclaycard. My payment due date with barclaycard was the 14 may, and as usual I paid the bill in full using Abbey's internet banking on the 2 may. This…
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New To Balance Transfers - Advice Please
:question: Hi everyone, Im currently wanting to transfer my credit card balance to another 0% credit card as my current cards (Nat West Gold Card) interest free period runs out in June. As I have transferred a balance before I have a couple of questions that I am hoping someone can answer for me. I am due my ststement on…
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can anyone please help?
I have tried asking on other forums and had no luck what so ever. I want to send of for the last 6 years statements for my Lloyds TSB credit card, has anyone got the address that I need to write to, please. :beer:
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Egg Secure Messaging
"Once you've read your message you can print, delete or reply to it using the options at the bottom of this page." Any idea how to reply to messages from Egg? I have all the option buttons apart from reply. Thanks
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Bos Visa - Would They Accept An Offer
Hi folks, any help with my query would be much appreciated. I have a BOS visa card which is going to take me forever to clear off as the interest alone each month is crippling me but my question is this. I have been hearing of people in similar situations who have made offers to visa, etc. in full and final settlement of…
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M&S card ..have I got this right..?
Real CC newbie style question please!Could someone please clarify the M&S deal they have at the moment. If I BT my existing bal to them within 6 months I qualify for the 4.9% deal,but if I spend on it after that purchases will be subject to their standard 17.9 APR rate? Thanks T.
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"Free" Flight Offer
Last autumn, my credit card company (MBNA through the Alliance & Leicester bank and a company called Stuart Lawrence Promotions) offered two free return flights to Europe if I spent a certain amount on my card, two months running, which, naively, I did. I have now received the offer (under strict conditions etc.). The…
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Will 0% deals be around in a years time..?
I've just BT'd to a 0% deal,but just thinking ahead whats the general feeling about deals that will around in say a years time? I hear that lenders are starting to pull the best deals and certainly the 0%. Will these become a thing of the past.?? T
