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Stupid Spending on Egg Card!
Hi there, I'd appreciate some help if possible. I applied and got accepted for an Egg Credit Card a few months ago with the aim of using it to balance transfer from some other cards. The 0% offer on BTs was longer than the 0% offer on purchases and the 0% purchase offer expires at the beginning of November. Now, against…
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Worldwide Spending..
Is there any other credit cards that has 0% worldwide foreign exchange other than the nationwide and the audi card? Thanks ;)
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Skycard Cancellation
My girlfriend wants to cancel her Skycard now that the 0% offer has expired. Does anyone have the address she can write to and send the cut up card? Looked on the Skycard website and its useless, she also can't remember her logon details for the customer area so can't look there.
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Mint card bonus offer - 0% until March 2008?
I received a Mint card offer this weekend, with 0% on purchases until 1 July 2007, 0% on BT until 1 July 2007 (2.5% transfer fee), and - for applying before the end of September - 0% until 1 March 2008 on all BT transferred in Sept 2007. So I guess theoretically I could get a Mint card now, transfer until June 2007, switch…
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Unfair interest charge on visa credit card
I have an Abbey visa credit card and took up an offer 6 months or so ago of 6 months interest free credit. I put a reminder in my Outlook calendar to warn me in plenty of time before the end of the offer because I didn't want to get clobbered by even a month's interest. I had £3k outstanding with a month to go last month.…
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M&S card and Electoral Roll
Hi All, Just a quick query - has anyone that is not on the electoral roll been approved for the 3.9% &More card? I have just sent my details to be registered but it apparently wont happen till January and I really dont want to pay the extortionate interest on my other cards till then. Thanks
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Speaking of Halifax
Anybody else get a letter informing their customers that they will be charging 27.9% APR for cash transactions?
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Purchase Interest. What is it?
I must admit that I, foolishly, do not pay a great deal of attention to the entries on my so-called credit card statement. However, one thing that I would like to know more about is the item designated "Purchase Interest". What is this, as I haven't made a purchase on my card for some time, now?
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PayPal and ebay
If I buy something on ebay with Paypal is it treated as a BT or a cash advance or what? If I had a cashback card would I get cashback when using PayPal?
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Halifax One Credit Card
Hello everyone, I applied for a Halifax One Card on 15th Sept'06 over the phone and 18th sept'06, they called me and after a few verification check, they told me that I was approved and I received the credit agreement next day. It says I got approved but with a 19.9% APR. Before I made the application, my score was 629.…
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CC Payment PROBLEMS
Hi, sorry if this is the wrong place to post this or just a plain stupid question. Last week I placed an order with the Apple Store online, my payment was authorised and I have now received the item. Using my credit cards online servicing, I could see that there was a pending transaction for £100 which was correct. Apple…
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How much to pay back ?
I've never had a credit card before and was wondering, if i was to get one and spend say £500 pounds on the card what would be the payments due per month, and also could i use it to make payments off a loan (blackhorse loan)?. :confused:
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Multiple Regular Saving Accounts?
I am looking at regular savings accounts. I see that most of them have a monthly limit of £250. I realise that there are exceptions to this (with strings attached). Can Martin, or anyone else, tell me if it is possible to open say, 3 different regular savers, with different banks, in order to save £750 a month? I am using…
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Credt Card Issuer Administration ?
Is there anywhere that I can find out what generally available Credit Cards are not adminstered by MBNA at Chester please? Reason: Although I personally don't have any credit issues, having had a number of cards that are administered by them over the years, I just don't like the way they conduct business these days. So…
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Co-Op Payment Due Dates
Hi, I've opened an Co-Op Credit Card and I have checked my first statement online which was produced on friday. It says:- Full Payment by 07/10/2006 Part Payment by 20/10/2006 Why the dates are different for? All my other cards just had one date for minimum payment or full payment. SM
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Morgan Stanley Platinum
Hi, Been reading through the credit card pages and feel that the Morgan Stanley cashback card would be the best for us. First time we've ever had one and really only wanting one to use to help push up our credit rating so we'll have a better chance of a mortage. Does anybody know if this is a good card? wether there's…
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Balance transfer to partner's card?
Am I right in thinking that you can balance transfer from someone else's cards? My partner is applying for the M&S life of balance offer - at the moment all our cards are in my name (she has an additional card on some of them) - but if it is approved we want to transfer a couple of the balances (0%s coming to an end)…
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SACKED - cant make creditcard payments
Hello. Iv searched for similar threads without any success. On tuesday i will most probably be out of a job. I make minimum monthly payments to 3 creditcards aswell as paying off an Egg Loan (in total approx 300pounds per month) I have no payment protection, no insurance. I will not be able to make any payments. Wont even…
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MBNA American Express Credit Card
Anyone else have a "free upgrade" to one of these through the post? I got one today seems all ok to me. Its some sort of points scheme.. 1 MBNA reward point for every £1 spend... also no charge having the card. You get 2000 bonus points when you spend before 30th Nov... so 20 quid free? more info is here .…
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stupid newbie question!
Hi Never had a credit card before, when say the Marks and Spencer card has 0% for the 1st 12 months what does that mean exactly? Does it mean that with anything I buy in the 1st year, I will never be charged interest on it and I can take as long as I want to pay it off? Or is it that after 12 months then the interest…
