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GE Capital Up To Their Old Tricks...
i got a considerable refund on my two GE Capital accounts for charges last month. July was overdue, i paid it a week late, and i paid the August bill on time. Payment has cleared into the accounts. i went to buy a dress at Debenhams yesterday, both cards decline. i've just spent 30 minutes going round in circle with some…
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Students and Stoozing!?
Hey guys!! I'm a 20 year old Medical student in London.. My student loan comes in three times a year and I often have the vast majority left over sitting in my Natwest current acount (I'll be switching to Halifax soon :D ) However, I have a few queries regarding credit cards.. :mad: (sorry if they're basic!) firstly,…
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GE capital bank
does anyone know which credit reference agency these use, i know they provide the river island card, and was thinking of applying, but one credit ref is better than the other:p
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SkyCard
I applied online for a SkyCard a couple of weeks ago and haven't heard anything yet. As SkyCard is operated by BarclayCard, are you more likely to get accepted if your a BarclayCard customer already?
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Capital One Warning
OH has just received an invitation to apply for a Capital One Card with 0% interest for 18 months. A quick glance and you have to spend £100 in purchases (and not get refunded) in the first 3 months otherwise you only get 6 months at 0%. (2% transfer fee) I apologise but haven't got time to really study the small print but…
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what is the average credit score?
i have applied for both my credit scores, from equifax, and experian i was just wondering what is the average score? :cool: what kind of score would you get turned down for credit card?:rolleyes:
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just turned down for GE Crdeit Card recommended by Martin
Hi, After receiving Martin's email newsletter I applied for the GE Credit Card and was very surprised to be turned down :eek: My HSBC card at 0% interest (debt 5k) expires November 15th so I am looking now to switch cards - I was obviously willing to pay their £50. fees so at least I had 12 months rather than faffing…
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visa warning email - dodgy?
BEWARE has anyone else had a dodgy looking email claiming to be from visa lately? i've had one today, asking to submit my details via a link, as they have had a security alert with hackers trying to access account, please re-send your details here,etc etc. or account will be closed in 48 hours. :confused: i've deleted it,…
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Which cashback card do people have?
I spent about £4000 on my Amex Platinum and have received some cashback a couple of days ago. According to Martin, in the second year the cashback is poor unless your a big spender: http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1087717218,37843. I was thinking of the Egg Card he suggests in his article and…
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Seething Angry With Capital One
i held a capital one card for over a year(with a £200 security deposit held by capital one) i kept the account up to date min payment was like £5 i paid £100 evey month just over a month ago i phoned capital one to see about applying for a normal card the chap said to pay off my balance and they would send the deposit back…
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Egg Anniversary Period
Hi All. My anniversay period if coming up and in anticipation of this I emailed Egg. They have told me that there is now a 2.5% handling fee with no upper limit. Mine is one of the cards taken out about 18 months ago. Does this mean the Egg CC and the anniversay period is now of no benefit to me. Thanks.
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Rules on card cheques tightened
Thought this might be of interest to some. Article in the Beeb: http://news.bbc.co.uk/1/hi/business/5324520.stm
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Why pay highest interest rate first?
One quick question... I keep hearing "pay off the card with the highest interest rate first". Why? My Vanquis card has the highest interest rate (about 27% I think), but I only owe £200 on it. My BarclayCard has the lowest interest rate (18% I think), but I owe £1,600 on it. Surely my BarclayCard is costing me the most…
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Credit card limits
I was just wondering if anyone has ever increased thier credit card limit. I have had my card for over a year and have never missed a payment but due to circumstances I need to increase my limit. Can anyone tell me whats the best way of going about this and does it take long and do I have to basically go thorugh a new…
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3.9% card Martin talked about on One Show
I saw Martin on the One Show last night, talking about a new credit card that offers 3.9% ( I think) for life. What was the card and how do I get one? Thanks.
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Barclays Electron card upgrade to connect card
Ive just opened a Barclays bank account, but have only been offered an electron card(yet have full banking facilities with another bank). If i start having my wages paid in to this account how long will i have to wait before i can ask them to upgrade the card or they will do it automaticaly. Cheers Phil
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how long between settling and re-applying?
After settling a cc with one provider how long should you leave before applying for another card from that same provider? Thanks
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help me get my penalty with egg removed
Hi all i have just had an egg penalty for missing my minimum repayment of £5 which is £15 :( . there appears to have been an error with the DD and a 5 was where a 1 should be. i was just wondering since this is my first time etc is there anything i can say or do to get the payment voided by any chance thanks
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sainsburys cc - helpline unhelpful...
Just written long post but it didn't show up? I've had a nasty experience with Sainsburys cc helpline today. Even after answering all the 'authorisation' questions by phone in middle of M &S, then phoning helpline as requested they eventually got a fraud dept guy to phone me at home - he asked same security questions, then…
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Interest charges
Sorry if this is basic stuff but I am not used to going through my credit statements with a fine tooth comb. I usually just check the purchases are all things I remember buying and pay the bill. Am lucky enough to be able to set a whole bill DD. I have a A&L card. When I looked through this months bill I noticed 'Estimated…
