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Egg - standard interest free period
ignoring the extended 0% periods and anniversary offers. If I was to make a BT to another card/account, would I have say 56 days interest free(i.e. until next statement comes and then the payment due date on that) like with normal purchases etc., before interest starts accruing, or is it immediate on a BT? Need to move a…
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Barclaycard 0% ending but extended
If you have a 0% offer from barclaycard which is due to end and then they offer to extend it for another 6 months remember to extend your standing order too...guess who forgot and nearly got a late payment charge!
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Paying off card but interest is increasing, why?
Hi I have a green Egg card. I have just over £500 owing on it but I continue to pay the minimum each month which is around £10. I occasionly pay a larger amount too, when I'm feeling flush:rolleyes: I just had a look at my statement (yes I'm guilty of not looking at it very often) and £5 out of the £10 I pay is taken in…
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green egg card anniversary 0%
I dont know if this has been posted before but egg have changed the way they deal with the 0% anniversary facility on their green cards. They used to send all green card holders a reminder when the anniversary of opening a card was due, giving the card holder a one month window to transfer a balance onto that card for 5…
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Credit card, new one needed
All I currently have two credit cards, one egg and one virgin. Egg has a limit of £900 and virgin £2000. Unfortunately for me these are both fully used up to pay off debts etc. Well Egg has £884.61 to pay, my next payment on this egg card is due 19th of August. However on the 19th of september (nine months from opening the…
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Spend up £60 @ Tescos without PIN no or signature
Have just done some shopping at Tescos and used the self scan & pay. You just have to swip your card and can buy goods to the value of £60.00 without a signature or PIN being used. :eek: You can also buy petrol in the same way. What has happened to security? Anyone with a stolen card can have a field day here. What do…
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Application advice
I want to apply for a credit card. However, before I do a couple of questions. I have just moved into a new house, been living here for a few months. I am registered on the electoral roll on my previous address, been living there for over 10 years. Will this affect the outcome of the application? Also, i was just wondering…
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Help, Which Credit card? (1st)
Hi, i'm 18 and about to start uni next year and want a credit card before i go. I don't plan to go over limits or anything, just have one to use if i need it. I would prefer an online one. I currently have a natwest student account and an egg savings account. I have just seen on the Natwest Website that they do one for…
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Egg help please.
Hi, i opened an egg (green) Visa mid-March this year, and transferred a £2K balance onto it from my previous card. My 0% with Egg is now due to expire, and i've got myself another 0% BT lined up, but was also considering a bit of a stooze. Here's the position: 1) Egg visa has approx £1800 outstanding balance. 2) first…
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Period between cancelling card + applying for 0% offer again?
Hi there, I was wondering if there is a typical time period between me cancelling a card I have used and applying for the free (0%) offers with that company again, I know there are tons of different cards out there, but I cant help thinking I'll start running out of new cards to apply for at some point... Thanks for your…
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Barclaycard scrooge cutbacks
They used to have reward points which were worthless in reality and they used to send a montly mini magasine which had a prize draw every month... then they stopped the magazine and prize draw then they stopped reward points and introduced nectar which were mildly better value than the reward points. They then stopped the…
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Credit Search for CC
Hi all, Can anyone tell me which CC companies use Equifax ONLY for a credit check. My credit score isnt very good with Experian due to too many searches recently, however my Equifax is nearly 100%. i need a new card to continue a stooze. Help appreciated... Jeeves
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pre paid cc
anyone have one of these if so what are the pros and cons please and how did you pay for the card in the 1st place i went bust on the 6 of this month and having trouble living without a cc so this is my only option thanks in advance snake
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How do I cancel Experian
I took up the offer of the free 30 days with Experian to view my Credit History (all those checks by Credit Card Companies ...... just because I'm 'Stoozing'!!! ;) ;) ). How do I cancel .... by phone, email, letter, fax, pigeon post ;) :p :D
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Egg Card - Changes to terms and conditions
Just got an email from Egg today. Looks like they are going some way to abandon the cash back on the Green card unless it is over £10. We are making a number of changes to the Conditions that apply to your green Egg Card and the Conditions that apply to your blue Egg Card. Summary of changes Changes which come into effect…
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cards with online payment facilitys
Hi all , coming to the end of nine months with Mr Bransons card and need a new one with a long 0% BT deal and online payment facility. Have checked a few but the ones I did check had to have a current account with them too!
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Egg scrap cashback on Green Cards
Just received a notification of changes to Egg's T&C for my two Egg credit cards (Green and Blue) Included in this (as well as increases in interest rates etc) was: Changes which come into effect on 1 September 2005. The following changes are only on your green Egg Card: "We are amending Condition 11, regarding cash back.…
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Question on Consumer Rights for Credit card users
Hi, I was wondering if someone could tell me if credit card users have any particular rights about fair treatment to make payments? My credit card company has recently reduced the number of days you have in which to pay. Fair enough, it's their right and they notified us. However, my bill is also starting to arrive later…
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Virgin cc and bal transfer
Hi, I have a question re Virgin card and how long you can leave it to still qualify for 0% rate on a balance transfer? I.E if you have had the card and been spending on it for say 3 months, and now want to t/f a balance from another credit card, will you still get 0% on that balance for the next 6 months? So if you owed…
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Applying for credit card on part time income.
I have always worked full time as a teacher, earning a reasonable wage and have always paid balances off in full etc. I now have children and only work part time. I cancelled my Barclaycard recently as I was disappointed they no longer did Nectar points. I am now finding it hard to get a new card as my salary now falls…
