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Anyone help?
Hiya, Not had much response in the other forum. I guess it could be classed under Credit cards as well. Please read... http://forum.moneysavingexpert.com/cgi-bin/yabb/YaBB.cgi?board=Debt;action=display;num=1093951499;start=0 thank you
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About the Barclaycard credit limit
IHi I have just got my new barclaycard with their last deal no interest to pay till 1st august next year. But also noticed on the letter it said credit limit is set to £1050. With my balance transfer from my last credit card being £2000 what will happen if my credit limit is only £1050. I'm sure the credit limit was £3500…
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Do many bank accounts affect credit scoring?
As per subject. I refer to savings/current accounts.
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Egg/Barclaycard
Hello everybody, I have some questions about my Egg card, whose 0% offer has just expired and my freshly arriving Barclaycard. I am starting withthe assumption that I won't be cancelling my Egg card for SBT and 5 months 0% renewal offer reasons. These are my outstanding issues: - If I SBT money today from my Egg card (or…
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How do I get cash from CC with no fee?
Is it possible to get cash into my bank account from a 0% interest card? I need to raise about £3000 short term and would prefer not to get a loan, any ideas which cards? ???
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Are credit card surchages legal?
Hi. It is annoying when you see a good deal on something and when you to the shop and by it, and wip out your 0% APR credit card (so you avoid those horrible overdraught fees) the sales assistant says that they will have to add a credit card surcharge of anywhere between 1.5 and 3% on the total price. They say that they…
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Need a new car.
I need a new car. After trade in + what cash I can afford I was around £5000 short. HP and Bank Loan Interest is high. Even some direct loans with low interest still cost. Also all terms are normally fixed. 12/18 months etc. I wanted £5000 with very low or no interest and be able to pay it off somewhere between 12-15…
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0% Credit Card to offset mortgage.
Read about this possibility in another thread. We thought we were being reasonably clever moving our mortgage every couple of years, avoiding fees and taking advantage of special reduced interest rates but it never entered our heads to use a credit card at 0% for anything to do with our mortgage. Can anyone explain how to…
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Minimum payments
I have just got my Egg Card have transferred a balance and been billed. Egg say on their site, that the Minimum Payment is "2% (minimum £5) of each balance transfer plus 2% (minimum £5) of total balance (excluding balance transfers)." Martin says "Also remember to set up a direct debt to pay the credit card’s minimum…
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Think i've messed up
i've just recieved my egg card and went straight onto the website and activated it, i then did a balance transfer of the full limit into my current account ( told this could take up to 7 days) once this is cleared into my account i am going to transfer it into my egg savings account using the one off payment method on…
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To Egg Or Not To Egg
When I turned 18, I applied for every credit card I could find and therefore generated a lot of searches on my files. (Was a Newbie and didn't understand this system of credit scoring), In the end got accepted for the Capital One 29.9% rebuilder and the Barclaycard 24.9% APR Initial. Used them both for one year, and them…
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Capital One - Rebuild or not Rebuild?
I had applied for a Capital One CC and was approved with a £200 limit - probably because I'm not on the electoral roll and I have no other discernable credit. I thought it would be the card at 29.9% for purchases and BT. Well, apparently not. Its 0% for 6 months for purchases and 6.9% for the life of a BT. Why do they give…
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B&Q Give you £10
B&Q offering £10 store voucher for signing up for In-store Card. Complete paperwork and use to pay for smallest item and 10 days later you receive a £10 voucher. I intend to cancel card after 2 months without using it.
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Highest Limits on Card-Which banks
Just wondering what the highest obtainable limits on a Credit card would be.The maximum Ive heard of is a £18 k limit with Egg. Loking through the postings here it would appear that Barclays are the stingiest and ?Egg/Halifax are the most generous. Any thoughts on this ?
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MBNA 4% cashback
Help!! In an attempt to be a MSE I applied for this card about 6 mths ago (after seeing an advert in the Metro) which gave 4% cashback on BT's, brill thought I! I then transferred £5800 and am now paying 5.6% interest on this every month (about £30). Am I being stoopid?? The money is in an interest a/c earning me about…
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WARNING-CC Fraud
Just looked at my bank statement that had come through the post. Saw that a company called Diage.com has taken £19.80 out of my account. Being a bit puzzled by why it was on my account I tapped in diage.com on the internet. Turns out to be some sort of e mail company. I am 100% sure that I did not join so I googled the…
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Refused a 0% Barclaycard
??? ??? ??? ??? ??? I applied for one of these cards. Got a letter back several weeks later accepting my application, duly signed this and sat back waiting for card to arrive. Nothing happened for three weeks so I rang them. I was then told that due to a problem I had with them back in 1989 they would not issue a card…
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Change Credit Card Company
Hello, I am having a very annoying problem. 6 Months ago i decided to get a Egg card for the 6 months interest free on balance transfers and buying etc. In the last month i thought it would be a good idea to apply for a different credit card with another company to transfer the balance of the Egg card too. Again to take…
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Mint Rate increase?
My latest mint statement mentions a notification of a 'variation in interest rates'. Is this a general rate increase for Mint, or does it mean my 0% period is over? I'm sure (actually I know) I have another couple of months before my introductory period is over.
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New Mint Card - Help
I have just received my sparkling new Mint card. If I want to SBT the credit limit can I do a Transfer and Save transaction over the phone or do I have to use a cheque? ???