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2nd Current Account?
I am after a bit of advice. I can see that there are plenty of options out there for 1st current accounts / account transfers etc. But my partner and I are looking to open a 2nd joint account, which we are planning to use for house payments, bills, mortgage payments etc, we will be using direct debits to fund this account.…
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Rbs
I have been with the Royal Bank for years. I have the basic account no charge. When i joined i remember they used to let you go overdrawn £100 for free? Not that i need the service but was curious do they still offer that?
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Direct Debit help
Can somebody tell me how I stand as I have set up a direct debit with a company at christmas for two I Pads. I have had the goods since November but santandar have not took the money out of my bank. When I set up the Direct debit i gave them my new account details as I was with the Alliance & leics but my Account details…
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not allowed an Australian bank account and UK bank account?
I oved over to Australia last year and kept my UK bank account open. I have also got an account now in Australia. I approached Natwest today to ask about some charges that had been placed on my account and explained that I now live in Australia. She told me that im not supposed to have and account in the UK now ive moved…
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Small value dollar cheque, worth paying in??
I have received a $24.95 cheque by way of a refund. I bank with the Nationwide. Also have a practically unused Natwest account. Both current. Is it worth paying this in, minimal research makes me feel I might end up out of pocket with charges? Any help appreciated.
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First Direct Freepost Address
Does anyone have a freepost address for First Direct? I seem to have run out of envelopes and have a cheque to deposit. Not going anywhere near an HSBC branch and don't really want to pay for a stamp!
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Proof of Identity
Hi I need to send off proof of identity to open a new bank account, it wants my driving license and a utility bill - my driving license doesn't have my current address on it (has my parents), are the bank likely to be funny that the address on my license is not the same as where I actually live?
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RBS internal credit scores
Hi there I've been turned down for a current account with RBS (I have a Key account) because of an unpaid item charge. This was in error by British Gas who have acknowledged the error and paid the fee for me. This has damaged my internal credit score with the bank although not reported to Experian - would any of you wise…
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Halifax current account reward- How long after I close?
Hi all, I had a halifax reward current account and closed it just a week back. Now I am planning to switch banks from Santander to halifax reward current account thro moneysaving expert as they are paying £50 reward for switching. Now, my question is how long after I have closed my previous halifax account, can I get this…
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2 surnames for current account
I have banked with Lloyds for about 20 years,and during this time I have banked cheques in my married name and also my maiden name which I use in my profession. This was confirmed as ok years ago,and occasionally someone has looked up to check at the cash desk. Today I had a call,after putting a cheque in my professional…
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Overdraft on a flexaccount?
Hi - sorry im new so if im in the wrong area feel free to snipe. I've recently (last week) applied for a flexaccount using my online banking with nationwide. I already have a flexaccount amongst other things. I've been struggling for money with university fees, travel and the general living regarding university life. I…
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Business Accounts - Interest on MONEY
Hi, I have a limited company which always has funds in its current accounts and savings. However the interest rates are appalling!! Why is this? What can I do to get my business money in much high paying interest accounts? Why should I only get around 0.10% interest on my funds when top personal accounts pay 4.0 to 5.0%…
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Clearing old student overdrafts
Hi, We are a couple soon to be married and doing a major overhaul over our finances for the future. We have both sadly still got our student overdrafts- approx £4800 and being charged the relevant monthly interest. We are very keen to clear this debt off and thought about using a 0% balance transfer credit card. Looking at…
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new Halifax online
Was here the other day saying how I liked the new online look. But, The links don't work on my smartphone anymore. Annoying. Called tech support, and they said it will work once the complete package has been rolled out. Time will tell!!
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cheque
How much does it cost to cancel a cheque at Natwest thank you x
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Natwest account maintenance fees
I have been living in Australia for the past year, and have been using my Aussie bank account. I have a Natwest account which I have had for 10+ years. I claimed my bank charges on this account back approximately 2 years ago. It seems that Natwest have decided to start taking out monthly payments for an "Account…
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How can you be declined a basic bank account?
Getting a bit fed up with this to be honest, I want a high street bank account, I'm in Northern Ireland and in my home town the choices are. Ulster Bank Northern Bank First Trust Bank of Ireland Santander I'm with Santander and we all know that shambles they are, First trust and Bank of Ireland don't have a debit card,…
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Sending money from abroad to UK
Hi I will be moving to South Korea soon for 12 months. I'd like to know if anybody knows any good ways of transfering money from South Korea to my UK bank account? Id rather not transfer directly between bank account to save on the costs. Thanks
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Multiple bank accounts?
Hi everyone I have a quick question for you all. I’ve looked around online but can’t seem to get the answer so sorry if this has been asked already. Basically, my partner and I would like to be more organised now that he’s back at work after a number of months off (injury, operations...). I have set up an account with…
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Nationwide branch closure
In light of the troubles that Nationwide has been having with their internet site, reminded me of a letter that I have received from them that they were closing a lot of their high street branches. I live in the south East and the branches that they will be closing in my area are: Blackheath, Greenwich, Lewisham, Catford…
