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Random money appeared in bank account
Trying to help a friend, she's got in touch with me saying some money has appeared in her bank account, she's not expecting anything to be paid in. The transaction reference that appears is: NORTH EAST 317 , FP 17/11/10 1525 Had a quick search online for "North East 317" and there's a thread on here: www. saxperience.…
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Best account with no credit history?
Do any of you wise souls know which is the best current account to get with no history? I moved back to the UK on 9 October and have a council tax bill to this effect but am not on the electoral roll due to the time of year (not updated until Jan apparently). Tried Natwest and they opened and then closed the account so am…
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Changed Address...offers / upgrades removed?!
I changed my address in my local Lloyds branch yesterday and since doing this I have noticed that when logging into my online banking, I can no longer upgrade my account to the added value accounts above my Gold account (could upgrade to Platinum & Premier yesterday before changing address) and in the offers section where…
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first direct what qualifies as an additional product
Is there a charge to bank with first direct? Banking with first direct usually costs £10 a month, but it's free when you pay in at least £1,500 to your 1st Account each month, or maintain an average monthly 1st Account balance of £1,500, or hold a selected first direct additional product. does regular saver qualify ??
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Help with a minor overdraft situation?
I'm a student with a student bank account at Lloyds TSB. When I opened my account I took out the full overdraft and put it in a savings account with Aldermore bank (obviously the student overdraft is interest free, but my savings account pays four point something percent so I make a little money from this). It's locked…
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Can I have two reward Current Accounts?
I am paying all my salary into my Bank of Scotland reward Current Account. And I get £5 per month from it. At the same time, I am still holding a Natwest current account. But I hardly use it now. I am wondering whether it is worthy to using my Natwest account to switch to Santander account or Co-operative Premier current…
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Crap crap month - damn Santander!
I mis-timed a bank transfer into my Cahoot account which meant that some DD's wouldn't have funds available. I rang to temporarily extend my OD but was told that it wasn't bank practice to do that anymore and they couldn't help me! I was rather flabbergasted at that as I'd halved my OD a few months before - my choice! I…
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bank of ireland(NI), First trust bank and the halifax any stories?
basically the title says it all anybody got any stories good or bad about these three banks?
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Advice re: Smile Bank/Co-op?
Ive been looking to change banks for a while now and after reading todays email from martin im interested in these 2 banks, esp as I could be doing with some breakdown cover and mobile insurance as Ive recently got an iphone. Just wondering what peoples experiences were? If your with smile...what happens for example if you…
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What is this on my statement?
I actually got a payment into my account that i've no idea what it is, all the Bank can tell me is that it's in my name, it says the following ISOS C/A Any ideas? Thanks
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Britannia current accounts - 8 figure account numbers?
Just wondering if Britannia BS current accounts come with 8 figure account numbers or building society roll numbers? As my father said he was applying for an account in order to set up as a seller on Ebay and sell some vintage items he has, but I am pretty sure Nationwide is the only building society that uses "bank style"…
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Guaranteed cheques not actually guaranteed?
Hi there. I am the volunteer manager of a small shop selling scout uniform and resources. We takes cheques supported with a bank card and we write the long number and expiry date on the back of the cheque. By doing this I was under the impression that the cheque would be 'guaranteed' to be paid even if the account had…
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The Gym Group - increase in direct Debit
Hi all - a little advice required please. I joined The Gym Group over 12 months ago when they were running a promo in Liverpool. The Gym wasn't even built properly and the website was very basic. I joined on a £9.99 a month full membership tariff and nowhere did I see that this would change when doing so. Last month I…
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Santander - Starting to panic over charges;
Hi guys, I'm due quite a hefty chunk of charges from Santander soon, and I'd really appreciate some advice from any of you who work in a bank, or indeed any of you who are with Santander. From my current 'billing cycle' (according to a chap at Santander, when I called them) - ie - 20th October - 21st November - I used my…
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£25 HSBC overdraft charge - can I get it back?
Hi all, HSBC have slapped on a "Formal Overdraft Arrangement Fee" of £25 on my account which, ironically, has put my balance over my overdraft limit. Fee is for the £200 overdraft I have but I've had this in place years and don't remember being charged it before. Secondly, I don't think it costs £25 for someone to realise…
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Keeping Months Wages In Cash
Hey all, I'm having to budget a lot more these days after starting up a business, to be honest I've never had to budget so much. I pay myself monthly so just like having a wage, does anyone take out their monthly wage (less bills) as cash? I've tried it and have found it really useful as I can SEE the money and where its…
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Co op upgrade not free if you are existing cust?
I have a current account with Coop and tried to get the upgrade deal to the free of charges for 12 months p premier account - I was told I would have to pay. T&Cs say this: Offer is available to new and existing customers who open, upgrade, or currently hold a Co-operative Bank Privilege or Privilege Premier account but I…
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Joint Account for bad credit history?
Im looking to open a joint account with my boyfriend as we have just moved in together, so we want to use it to pay the bills from. My credit history is not the best as I didnt pay some credit card charges 5 years ago (all paid up about 4 years ago) and was wondering what is the best joint account to open? Thanks
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Halifax overdraft charge help
Hi there, Just enquiring after some help with the nightmare of my Halifax bank accounts! I opened two accounts with Halifax in '08, a reward account and an Ultimate reward account with the proviso that the Ultimate account would help me get a student account (I was hoping to transfer from Lloyds). They gave me a £250…
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Santander....something good for a change!
Just thought I would let you know I too had read all the bad stuff on Santander, but still the free £100 was a little too tempting!! I was with Halifax who started to charge £1 a day if you had an authorised overdraft, wasn't too chuffed by that so saw the Santander offer so applied online for the account. I ensured that…
