-
Switching with £2k overdraft
Does anyone let you switch with a guaranteed overdraft? I applied for the LLoyds with £50 c/b and they said I could open an account, and congratulated me on a £0 overdraft!
-
What's the cheekiest fast one they've tried to pull on you?
I received a letter from Barclays a couple of years ago explaining that several hundred pounds had been deducted from my account, because a cheque that I had deposited about ten days earlier had been lost in the clearing system. I was told in the letter I would need to request a new cheque from the person who wrote the…
-
BACS Transfers
Right, that's the thread re-constructed. We're open to the floor. If anyone's interested... If a BACS transfer is sent on a Monday (not just set up on a Monday, because if it's past Monday's cutoff, it will not be sent until Tuesday), it will arrive with the destination bank on Wednesday. I class Monday as Working Day 1,…
-
Abbey- Bank charges & small claims court
OK, will try to give a condensed version of the story, and please note this is not a request for posts regarding "People who can't manage their accounts deserve everything...", as that really is not helpful at this moment in time. My parents have been with the Abbey for over 20 years, both banking and mortgage, (despite my…
-
Theft from ATM
A friend of my wife went out onto the town the other weekend, got drunk, took a tenner out for the taxi home in the early hours. The following morning he realised his wallet was missing and upon checking approx £250 had been taken from his account a little while after he took out his cash. He suspects some shoulder surfing…
-
payment gone out twice!
Hi , i hope this thread is in the right place ! i have been checking my internet bank account(lloyds TSB) and have noticed a payment made by debit card to Wilkinsons has gone out twice.Anyone advise me how I go about sorting it please? :confused:
-
Halifax the worst for financial difficulty
We have just hit on a particularly bad financial crisis - the first we have had in 15 years. All of our credtors have been great - Portman and Mortgage Express, Smile and Egg have all done their best to help us, suspending payments and reducing charges. The Halifax where we have our current account have been awful applying…
-
First Direct
Anyone had experience of opening a current account with First Direct and claiming the £50 incentive? Annie
-
Visa Electron Upgrade - my story
Hi there!! I dont really post on here I just read all the wonderful advice, but I felt I should tell my story to see if I could help other! I've been with Halifax for years and had their current account, then I went to uni and had problems with my overdraft ( They cut it down by £750 when I finished uni and left me in a…
-
She just can't help herself...and we need to save!!
Blah blah blah blah blah
-
12 Free Bottles of Wine loophole with Smile
Quick loophole for 12 free bottles of wine Open a Smile* current account before 10 Dec and it'll give you a dozen bottles of wine (you pay £5 delivery charge). The loophole is that qualifying only means crediting the account with £1,500 before 10 Jan 2006. The money doesn't have to stay there so it can then be withdrawn…
-
Which is the best bank for left-handers?
Which is the best bank for left-handed people? HSBC offer left-handed cheque books (with the stub at the other end), which are a godsend for left-handers. Which other banks offer this service? Which don't, and why not? The Nationwide told me that they don't do them, and they also have the pens on the wrong side of the…
-
Basic bank account
Hi there guys I am with he bank of scotland at the moment and they are ok but been with them for many many years but there has been a few things happen in last few months that am not happy with and want to change. All am looking for is a fresh start with a simple account to pay my wages into and also withdraw money when…
-
a+l premier direct - urgent please
martin suggested we move to a+l to take advantage of 10% regular savings account but to do this you need to open a+l current account- don't want to get caught out and wasn't too impressed today when went into local branch- not interested in annual travel insurance- only want account for 12 months for high interest 1) what…
-
WARNING ON OLDER A&L PREMIERPLUS A/Cs
I have just been helped on another thread about subtle changes in benefits being offered by A&L. The new generation Prem Direct gives 5% BUT NO LONGER PROVIDES TRAVEL INS. which is only available on the lesser interest paying account. HOWEVER WHILST CHECKING THIS ON THE PHONE I MANAGED TO CONFIRM THAT MY 5% INTEREST IS…
-
which uk banks do offshore accounts?
my mum who is non resident would like to open a uk account but offshore seems to be the only way forward as she is no other uk current accounts open at the moment. thanks in advance.
-
What should i do - A bit lost
Hi Here is my situation i have a student acc with barclays £1000 in to my overdraft, i currently have 2 years remaining interest free before i get another year interest free as a graduate account, i currently pay 40 a month to reduce the balance I have a halifax student account, this is my current account that i use for…
-
A&L rant but also advice please
I decided to open an A&L account when Martin said it was the best available, and was going to take advantage of the extra cash for referral using someone on this site. I began this process some months ago, and a month ago recieved a letter saying that my bank (Lloyds TSB) was being awkward about handing over details of my…
-
Abbey Credit reference
With our monthly statement a leaflet enclosed asks if we will permit the account history to be released to acredit reference agency which it says it did not do for accounts opened prior to 1989, the question I want answered is what is in it for them - they will even make a donation to charity if customers sign up quickly.…
-
New current accounts
I've received various offers to open up new current accounts recently and they're quite good. Crate of wine for one £25 for another. Is there anything stopping me opening several current accounts without having to put my salary into one in particular. Does it look bad for credit ratings if I've applied to open lots of…
