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'Best' Current Account
Maybe a bit simplistic but what is the best current account? I am not overly concerned about overdrafts although a small one could be handy. I have been toying with Cahoot and Smile. Regular income is not in the form of a salary. I am self employed and get paid into a business account. I am currently with lloyds TSB but…
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need to open non resident current account
so that my mum can get her pension paid into this . she lives abroad. i tried to get her on to my account at nationwide as joint account holder but they say she must have 3 months banking information from another bank to do that!!! because she lives abroad i thought the easiest thing would be for her to have an account…
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Best online basic current account
I want to open an additional bank account that must have: - internet access - a maestro card for debit payments - no charges Any recommendations?
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Nationwide
Im told Nationwide is going to emerge? Anyone else heard it, thought to be with Barclays Bank.
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debit card ONLY - no overdraft - where?
my wife simply cannot get to grips with our finances. no matter how much i try to explain the virtues of paying off our debt, while she agrees entirely with the concept she cannot seem relate that it means making a concious decision NOT to go looking around the shops, and so she simply continues to use the switch card as…
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Can anyone advise?
:confused: A member of the family is a discharged bankrupt 7 months and has been refused by A&L but does need a bank account to actually put money into, can anyone advise rather than having the thankless task of beeing refused again & again. Thanks
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Alliance & Leicester Problems?
:mad: :mad: I opened up an A&L account 3 months ago. Nothing but problems! Firstly the set up some of my Direct Debits and standing orders and took the money out of my account before my wages went in-CHARGES! Some of my DD's have been setup by A&L but my companies including the council no nothing and Im spending time…
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Alliance & Leicester - Warning
Regarding this wonderful account with a 0% overdraft for 12 months, unless your account has been in credit for 2 consecutive days in the past month (i think that is the timespan - sorry the papers are at home) they wont match your existing overdraft. They dont mention this when you are applying and i couldnt even see it in…
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Cheque query
I received a cheque through the post this morning which was payment for something i sold on eBay, but was confused by it, to say the least. The date on the cheque was "4/7/05". Now i know that the guy only wrote the cheque in the last month, and almost certainly in the last week. It's the first instance i've ever come…
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Postal Orders
I expect all of us on this board have many ways of sending money to others -cheques, credit/debit cards etc. All of these can easily be free of charge as we all know, and several of them give us cash back. Last weekend I ran into a situation where I had to pay someone with postal orders. A trip to a post office, a long…
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abbey national have annoyed me
i opened a studnet account with them a little over 5 years ago. however - in that time i changed degree course after my first year and went onto a 4 year course with a year in the middle working in industry. i have now emabarked on my final year - and i got a nasty letter saying they may ask i repay all my allowed over…
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A & L refusal
Had a strange incident happen...tried to open a Premier direct account but was refused....does anyone understand why a building society would refuse to open an account? someone from A & L phoned my home to say that my application for a joint account had been refused. she spoke to my husband and apparently was quite…
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What's the best online e-savings account?
Hi, does anyone know which is the best online e-savings account? That includes the following: 1. No regular deposit clause, where you have to set up regular payments 2. Low initial deposit on account (e.g usually £1) 3. Transferring money to a current account, free of charge 4. Provides the highest interest rate available…
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Alliance & Leicester account holder wanted!
Hi, I'd like to join A&L, but don't know anyone with an account. If you do and would like to reccomend me we could both earn £50. Any takers? Thanks Billy
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basic a/c with delta card & internet banking?
anyone know if such an account exists? i had a few credit problems some time back - they're not cleared up yet so I won't get a 'normal' bank a/c due to credit checking etc. 'all' I want is a bank a/c with a visa delta card that has internet banking - any ideas? p.s. can't be either TSB or HSBC either!
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had a refund from paypal but theyve sent to an old debit card dont have ?????
hi, filed a dispute with paypal, and they have refunded it to me but it was for an old visa electron card with lloydstsb, i know have a visa 3in1 lloyds say that it will get rejected as the card is not valid anymore, paypal dont want to know say i have to wait 30 days before they can look as far as there concerned its been…
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Current Account Arrears Advice (A+L)
Hi, Ive got a current account with alliance and leicester (one of the normal accounts not the premier one, with just an electron card) .. I like to make sure im on the good side of my finance as im only 19 so its hard enough to get credit how it is. Anyway I like to check out my credit report every couple of months to make…
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Foreign Transfers: different banks - different exchange rates!
I occasionally transfer EUR amounts to my accounts. As an experiment, I transferred €10 to several different accounts on the same day at the same time to compare the conversion rates of the different receiving banks and the number of days the transfers took. I compared the GBP amount received to the interbank exchange rate…
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Iwanttochangebanks HELP!
:eek: I've banked with Barclays for years - have an 'openplan' acc. - never been overdrawn, have no credit cards or debt but never manage to 'save' anything. I've been recommended to the 'Nationwide' - for current account and 'Chelsea' for savings. It's such a minefield and I'm rubbish at dealing with finances - I'd be…
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Disposal Income
Hello Wondering if anyone can give me some guidance. I am moving house soon and will for the first time be living on my own on my own salary. I have put together a budget plan to include everything and I estimate that I should have about £100 disposal income. Would anyone else be prepared to disclose their disposal income?…
