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Bankruptcy & living with it
Archives for December 2010
Discussion List
D.R.O. - Mobile Contracts
I wonder if anyone could provide some advice. I was accepted last Friday on a DRO. I currently have an iphone on an o2 contract which is due for renewal in April. Yesterday my services, all outgoing texts/calls, internet access were all blocked. So I thought maybe my direct debit hadn't come out for some reason so I rang…
Court’s order of property transfer to a sole name after a divorce?
I have been divorced since 2006 but the property bought at the time at the marriage, is still in my and my ex-husband’s name. I was made bankrupt because of joint accounts with him.I don’t have any credit cards, outstanding bills and getting divorced was the best thing I have ever done. My ex-husband has been living in the…
The end is in sight....then what?
I went BR on January 13th this year, so I am near auto discharge. I've never had an IPO/IPA as have been on benefits since before the BR started & have never had any surplus. I did a new SOA in around August as the OR was looking at early discharge, but I've heard nothing since. I still have an outstanding assest in the…
Newbie that needs advice-bankruptcy related
Hello all Posted this in debt free wannabe & it was suggested I put this in here :) I have only just joined the forum so please bear with me :o I am currently in a situation & have no idea what to do & wondered if anyone had any advice or been in a similar situation. 5 years ago I became very ill & had to take a…
IPA and self-empoylment
Hi, I'm currently in the first year of my IPA, but I'm about to lose my job and I'm considering self-employment. How does it work with an IPA and self-employment? My income might veer between feast and famine so how does the OR work anything out? Thanks in advance.
Company Vehicle
Hi I wonder if anyone can help, I have a ltd company that I am the sole director of that is in debt with various organisations including the banks. After the first barrage of recovery agencies and bailiffs it all went quiet and I ended up having to move house ending the trail. I have since been struggling to get the…
bankrupt oh what to do
i have been advised to declare myself bankrupt in jan however my house is on a joing mortgage with my mum and although i dont want the house as its in negative equity and arrears and i have always been the one to pay the mortgage i am worried that my mum will be affected when the house is given to the OR once i am…
nil tax code
I went br in early Aug, I am waiting to have a nil tax code set up.I am sending payslips to moon beaver and have had a letter from the tax office telling me that it will happen but have justhad my nov pay and I am still paying tax. At this rate it will be April before it starts! Is this normal for it to take so long?
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