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Have A Question
I was made BR on the 21st May 2008. Took the car but nothing else. The OR said I would have to pay £80 per month. Sent off everything, bank statements etc etc and not heard anything since. Do you think he's forgotten me? :rotfl: Nancy
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can anyone help me
hi can any give me any help i took out a secured loan on my house i fell behind with my payments ive been on the phone to them and they want me to pay £4000 now which i cant ive explained it to them but they wont listen they say its now gone to court in 2 weeks and i will lose my home in two weeks im okay with my morgage…
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Advice on repayments
My situation is that im 26 owe roughly 25,000 in unsecured loans i have no assets apart from my car which is only worth about 500 and i take home 1450 a month in wages (minus about 250 in petrol commuting expenses as i have a 65 mile daily round trip).What im trying to find out (unsuccesfully) is what i would have to pay…
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Bank account when BR and cashing personal cheques
Hi all, I know there has been plenty of info re bank accounts when br but things change so quickly these days thought I would post again for updated info as to where is the best place to open up a bank account when already bankrupt. Failing this can anyone recommend anywhere to cash personal cheques that don't charge the…
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Does anyone know how long bank accounts are frozen for??
I have loads of peeps tellig me different lengths of time... Anyone had any experiences of how long they are frozen for? Thanx!!
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bankrupt
603 of 2007 i might as well publish it as i am a star in my local news paper
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lloyds tsb
they are rubbish
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Here we go
Hi, here we go hubby is off to court today. Getting nervous, not sure what to expect, he has to hand his papers in check that they are ok, then we have to back at 2pm and then he will walk out BR and he will have less to stress about, Take Care Diane:eek: :eek: :eek: :eek:
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Littlewoods messing with my Credit File
I have written how I went bankrupt a few years ago and have been cleaning up my files. Well,cleaning them up is a pain, now I wrote to Littlewood's because they had the default date wrong and it wasn't marked as satisfied! Anyway, they wrote back to say they would actually remove the data altogether. They did this a few…
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Please help - bankruptcy in Scotland
Hi there, I wonder if anyone has any experience of bankruptcy (sequestration) in Scotland? I was initially setting up a DMP with CCCS, but as i'm currently unable to work they've now informed me I mightn't qualify, and that bankruptcy might be my only option under the new 'Low Income Low Assets' law. They've also informed…
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Advise on this please
Sorry to cross post but the thread is on the bottom of page two already and I really could do with an answer so I can advise the person how to proceed http://forums.moneysavingexpert.com/showthread.html?t=981355 Thanks Shadowdragon
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BR & Mortgage
hi all Im just about done filling in my forms and the OH points out that our fixed rate mortgage deal ends later this year. Will the mortgage lenders still lend to us? We have never defaulted on the payments and are hopeing to keep the house as its in neg equity. Do you think if they do lend to us they will hike up the…
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Can I get a job at The Insolvency Service?
There are some jobs going at The Insolvency Service (I'm about to be made redundant again), and I was just wondering whether anyone knows if being a discharged bankrupt would mean I couldn't work here?! I have looked all over the details of the job and can't see anything that says I can't, so just wondering whether to…
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Official Receiver - Notifying Your Employer
Hi all, new here. At what stage would the Official Receiver notify your employer that one is being delared bankrupt? Secondly will details of such bankruptcy be advertised in the press? Cheers.
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Credit card statements for OR
I need to produce 12 months bank and credit card statements. The bank's will be fine as I have been paperless and am just printing off the internet. But the credit cards (and I assume store cards) statements are more difficult. I probably have 8 or so of each for the last 12 months, with a few months mainly in the middle…
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Case with RTLU - advise needed please
Hi Guys, Its been a while since I have last posted so apologies for not being around however need your advice: I have recently been granted maternity allowance so my incapacity benefit has been stopped. Is this something I need to advise them of as there is a small payment increase? (I know Im not eligible to pay an IPO…
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Brown letter
Hi, could somebody tell me if they recieved just a brown envelope from the OR office a few days after BR? i got one today and all thats inside is an addressed brown envelope and nothing else, is this for letters and stuff from unhappy creditors?
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If a creditor petitions for BR
Are you liable for costs or o they all get included in the BR?
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Though id say hello as a newbie and tell you my story
Hi. Im new to the forum but been reading for a last few days, thought id register. I havent declared bankruptcy yet, im just in the middle of filling out the forms on the insolvency website to print off and im just trying to save a bit each month to pay for the actual court fee. Ive got about £20,000 of debt and im only…
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Paying for Banckruptcy
Hi there CAB have advised me to go bankrupt, so I have been trying to save up for it, as I am not exempt. I was wondering if I drew money out on my credit card to pay, would I get in to trouble? as I have been trying to save, but it is money that I cant really save as it goes on Council tax and food and clothes for the…
