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Best Of
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Re: Redeeming mortgage
Then porting is not a consideration at all at this time. Therefore curious why you are contemplating a £1,900 early redemption charge unless you can justify the charge by achieving meaningful monthly…1 -
Re: Saving for a deposit - FTB
You do not mention a LISA, a no brainer for FTBs. Unfortunately, I’ve never won (not even £25) Seems like you have been incredibly unlucky to have tens of thousands in PBs for about a year and not wo…1 -
Re: Redeeming mortgage
It really depends on the numbers. I wouldn’t base it purely on expectations of future rate rises/falls. Compare the £1,900 redemption fee plus the cost of a new deal against the porting option, inclu…1 -
Re: Redeeming mortgage
Assume you are moving, if you are talking of porting a mortgage. You need to compare all the costs, including whether a new deal elsewhere comes with free valuation or legals and whether your current…1 -
Re: Saving for a deposit - FTB
You're referring to Anti Money Laundering (AML) requirements i think. Don't worry but good to plan ahead. When you move money from one account, download and save the last statement showing …1 -
Re: Group thread: Heathrow Gatwick Manchester & other Airport drop-off PCNs - easy: how to appeal & win
Yes that works 😅2 -
Re: Debt and Caring
It has taken four slices of toast to recover from cleaning my air fryer. JK I was indulging myself. I'm just cooking a gammon in the air fryer and it really needed cleaning first. Plans for the …3 -
Re: What to do about loan debt
The time to worry about the long term effects on your credit history was before you took out the loan to pay for the car/help pay the bills , that time has passed. You need to be realistic that selli…3 -
Re: PCN from UKPA - Appeal Declined
Obviously needed some time to consider it! Doesn’t the Joint Code allow them 10 nanoseconds? 😁4 -
Re: Halifax moving from Mastercard to Visa
I've had the same £5 offer. I generally only use my clarity card abroad, so they may be getting twitchy that I haven't used it yet. I'm sure I can make an exception for a fiver….1
