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Best Of
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Re: The second hurdle - Nichelette v the huge mortgage
@debtfreewannabe321 Yep, think you've prettymuch hit the nail on the head 😅. I think my book is in the loft somewhere. I definitely still have it. If I come across it I'll post some photos…1 -
Re: Learning to walk before I run
Gosh loads of folks close to my area too. We love Troon and if had loads of money would be our place of choice near the sea 🥰 Also love Dumfries house the gardens are gorgeous in the summer. Willow7 -
Re: Teetering on the brink
Stepchange is with a call. I would make contact now, you would be given advice on the different scenarios. L4 -
Re: O/S Daily Sunday January 25 2026
Morning all from dull and wettish Mehefinland Not raining at the moment but has overnight at looks like it may at any moment. Grab the dry bits while I can. Finally arranged to meet the lady ,, I can…12 -
Re: Teetering on the brink
Eatingbeans paying off the highest rates is definitely the best way to go...if you are managing to service all your debts. If there's a chance you won't be able to pay all your debts you ha…5 -
Re: The Cashback for Bank or Investment Accounts Discussion Thread
Charles Stanley In the past the problem with CS is its fees but it looks like you can avoid the £60+ annual fee and transaction costs by investing in its own CS branded funds so I think this is what…1 -
Re: 2026 - consolidation and calm
Another quiet day planned today. It's chucking it down again! DH sold an item so that is ready for posting. An item of the kids also sold, but then the buyer immediately requested a cancellation…5 -
Re: Steadily climbing the mountain, enjoying the view along the way
I also make soup pretty much year round and normally just from what is in the fridge or cupboard. am also veggie and don't follow recipes very often. I have some go to ideas such as a tomato and…1 -
Re: Learning to walk before I run
Mrs E is gently ribbing me for wanting to move anywhere we have an enjoyable holiday or day out. It's probably fair criticism but I like my combination of dreamer with solid planning skills o:) …8 -
Re: Paying income tax when taking money out of drawdown pension
The first thing you need to do is adjust all 4 income stream estimates to the correct amounts otherwise you will be taxed on £3800 of that £4K - and that is if you take it in March, it will be more i…1
