We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Debt to Income Ratio For Mortgage Application
https://forums.moneysavingexpert.com/discussion/6654554/debt-to-income-ratio-for-mortgage-application Each lender has their own processes and metrics. Affordability is a key focus these days, they wi…1 -
Re: UKCPS ticket gone to Trace Debt Recovery
https://forums.moneysavingexpert.com/discussion/comment/81876953#Comment_81876953 I Agree, more likely to be their debt collectors version1 -
Re: UKCPS ticket gone to Trace Debt Recovery
If it mentions the 30 days deadline, respond with the LoC response template in the 2nd post in the newbies sticky thread in announcements1 -
Re: Living the Good Life - mortgage free and living in line with our values
Morning all, Work is currently quiet, and I should be getting on with Cambridge reports, but am waiting to speak to a real person with Aviva to ask them a couple of things about home insurance policy…5 -
Re: PCN for Camponile hotel - DCB Legal
https://forums.moneysavingexpert.com/discussion/comment/81876924#Comment_81876924 Hello, yes I spoke to court contact centre again just now and they confirmed the hearing fee was paid... What advice …1 -
Re: Judgment in default (again)
https://forums.moneysavingexpert.com/discussion/comment/81876079#Comment_81876079 Shouldn't be an issue though. She'll sue them for the amount + interest + fees. We clearly communicated to …1 -
Re: DCB legal - letter of claim
I told you how to do it earlier, take a picture of your signature ( black ink on white paper ) , add the picture to the bottom of your document1 -
Re: Weekly Flylady Thread 9 February 2026
Afternoon all So far today... ✔️Opened windows ✔️Aired & remade bed ✔️✔️✔️WM x3 ✔️Some line drying in progress TD1✔️ with TD2 in progress ✔️Exercises ✔️90 mins gardening ✔️DW1 I had a big batch-c…9 -
Re: And now we go again...
TGTG can be a bit hit and miss - we've found it useful when out and about to nab ourselves a cheap lunch or tea, but at home it's been less successful. Managed to short out the toaster and …7 -
Re: 346 southgate park stansted cm24 1py Parking Charge
Nothing urgent needed. Ignore.2


