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Best Of
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Re: How do I use my credit card?
If setting up a direct debit is adding major complexity then I don’t think credit cards are for you. The debit card sounds like it’s working fine. So stick with it.2 -
Re: NST December 2025 A Different December
NSD # 10 for me today.Getting lots of cleaning stuff done although I still don't feel right, as I am very restless. Steroids are good for something I suppose :D One more day of them, so will mak…3 -
Re: SLLM (Single Lady Large Mortgage)
Dear diary! Today is such an exciting day as the foundations were finally poured in! The weather held up as there was no rain which I thank God for! It’s a nightmare living in a house where there is …4 -
Re: Cooking for one (Mark Three)
I hope you shake the lurgy by Thursday JKS. You're a braver person than me if you tackle M&S on Wednesday 🫣 It was a busy day at Petworth I almost regretted volunteering today when I arrive…2 -
Re: 2025 Frugal Living Challenge
I wouldn't combine mot and service unless its better to have the vehicle away only once a year. They are 2 separate things. Use an mot station for the mot. You only pay the mot charge and they h…11 -
Re: 2025 Frugal Living Challenge
I thought it was usually cheaper when you do both together. The place use to be much cheaper. Last year, they hiked their prices up. I started to use them in 2020 as they were very local and I could…9 -
Re: 2025 Frugal Living Challenge
Halfords charge from £149.99 for oil and air filter service, depending on the type of car, and I think MOT charges are around the £55 mark. I checked GOV.uk. It says the maximum fee for a car is £54.…6 -
Re: Contributions Based NS ESA to UC query (not transitional)
You can apply for UC whenever your savings go below £16,000. If you're still in receipt of ESA that will be deducted in full. What happens to your ESA after 12months depends on the outcome of y…1 -
Re: 2025 Mortgage-Free Wannabes
Ahhh wow, I've not my target without realising it. Yay me. I could OP more but I've a few things I need to pay for and I haven't worked out my budget yet. Therefore in the interest of …2 -
Re: 2025 Mortgage-Free Wannabes
Hello everyone. #10 here with an OP who f £120 for December. Wishing everyone a happy Christmas and a prosperous new year! 🌺 keep up the OPs @julicorn thank you so much for all the hard work you put…2
