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Best Of
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Re: New Storage Heater Query
@eric4395 wrote: I gave it the full charge the night before but as i said when i seen what it had cost i tried the 2 separate settings instead. This type of heater is really smart, but it has to lear…3 -
Re: New Storage Heater Query
I agree with Scot_39 that you should be programming the times when you want heat, not the times when you want it to charge. Provided it has a dual feed and has been correctly installed it'll aut…1 -
Re: Baby steps to mortgage freedom for beanielou.
Excelllent work beanie! I'm six months in to SW and have only lost 11lbs (all in the last 12 weeks though - definitely got my head in the game more now). Pleased with myself though- it's be…5 -
Re: Sale of property in IPD trust
PPR will apply on behalf of your brother from the point at which he became a joint owner of the property with your mother. Assuming she gifted rather than he purchased his share from her, his base co…3 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
I will be drawing from my West Yorkshire Pension Fund and putting as much as I can into my SIPP. My West Yorkshire Pension Fund will only increase by CPI, so last week that was correct. But the FTSE …3 -
Re: Pick'n'Mix - the joy of the chaz in '26!
@goldfinches - Women of the West looks really interesting, its the kind of book you can flick through and learn a lot. Never heard of Tom Lehrer though. I had a bit of a jackpot at a local chaz on Sa…8 -
Re: From Frugal Foundations to Fortified Family Future
Great progress.3 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
The tax rules may change in the future. Just three and a bit years from now we may get a new party in power that favours the rich. The TFLS limit could be increased a lot or even abolished altogether.2 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
Only thing I can think of is if any of your heirs aren't using their full personal allowance (eg grandchildren) and could therefore draw tax free from an inherited SIPP. If you are in IHT territ…5 -
Re: Any reason not to aim to empty SIPP ASAP in retirement?
https://forums.moneysavingexpert.com/discussion/comment/81925555#Comment_81925555 And if you are going to do that, it makes sense to withdraw the tax free cash in lumps of £20K so you can invest them…2
