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Re: PCN from National Parking Control for staying 20 min over my 2 hour paid parking slot
https://forums.moneysavingexpert.com/discussion/comment/81888755#Comment_81888755 There is only one template defence and it is where @Coupon-mad has posted you to. If you can point to any other templ…3 -
Re: Busting this debt before 42
https://forums.moneysavingexpert.com/discussion/comment/81888967#Comment_81888967 Hello! Glad you asked :-) I have two money goals this year. First is to get the loan to below 10k, and to have 10k sa…3 -
Re: Tax on Savings
What do you mean by non-tax payer? Are you a basic, higher or additional rate tax payer? What was your income last year and how much interest have you earned each year over the past 3-4 years from an…1 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
Basic calendar/notebook I've been using for work and doodles full up. Rescued a few doodles and checked there was nothing confidential then rest ripped up and in recycling. New notebook started.…17 -
Re: Tax on Savings
https://forums.moneysavingexpert.com/discussion/6655881/tax-on-savings It's normally because you have unused tax code allowances and the interest uses those first, before the 0% tax bands come i…1 -
Re: Trading 212 funds - Updated with portfolio thoughts
I did some thinking on this with a similar goal recently. My starting point was to use XMWX as a means to maintain a global diversity but shift somewhat away from US. the Ex-USA index is maintained b…1 -
Re: Defence review requested following Claim Form - Was delivering meal to resident at assisted living
Regarding setting judgement aside I received the following regarding our complaint. I don't need to do anything further about this do I? I have submitted the N180 back to CNBC and Civil Enforcem…3 -
First Direct perks Spin to Win
Started today. I was one of the unlucky 100,000 Prizes: • 100 x Free Cineworld adult cinema tickets • 100 x Free Cineworld regular popcorn • 100 x £10 Uber Eats Vouchers • 400 x Free Movie Download/R…0 -
Re: An in-between phase
Usuals Decent walk utilising voucher for bits for friend coming round tomorrow Until knee dislocated and I had to limp home Spec work Bit of build admin Entered some competitions, quite fancy a floor…3 -
Re: 2026 Frugal Living Challenge
Morning :) loving living like a king on a shoestring! I also had a great Olio haul yesterday (BTW definitely about reducing food waste, but amazing that it helps with pinching the pennies). I have ta…16


