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Best Of
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Re: No Buying Unnecessary Toiletries January 2026
Went shopping today. From Boots I bought Essie Boho Retro and a NYX felt tip liner. Both bought with gift card. My HG eyeliner is the KVD Tattoo liner which is no longer available in the UK. I’ve tri…1 -
Re: New To Stocks & Shares ISAs
https://forums.moneysavingexpert.com/discussion/comment/81864590#Comment_81864590 As above, you have to look at your investments inside and outside of pensions and see that there is some rationale in…1 -
Re: Pension carry forward
Your employer is legally obliged to offer you a pension and has to fill in a declaration of compliance form with the Pensions regulator to opt in or out of auto enrolment. He/she is breaking the law …2 -
Re: New To Stocks & Shares ISAs
What is your current 1m pension pot invested in? If it's already in say global equities, adding additional equities in an ISA isn't bringing any more diversity, perhaps the opposite.1 -
Re: Pension carry forward
https://forums.moneysavingexpert.com/discussion/comment/81864837#Comment_81864837 That is totally at odds with what the op has said in their updated first post. Edit: thanks for all of your replies. …2 -
Re: Pension carry forward
They're a director of * a * company, not necessarily the one that they get a salary from.1 -
Re: Lumiona's MFW Diary
Jan 2026 update: Mortgage Balance £101,641 Mortgage Savings £59,462 Net Owed £42,1802 -
Re: My first ever SOA - never had the courage to post it before.
https://forums.moneysavingexpert.com/discussion/comment/81864759#Comment_81864759 If you are at the end of your contract then no, your new broadband provider does that for you, though it does slightl…2 -
Re: My first ever SOA - never had the courage to post it before.
You should also think that they need to grow up with sensible money habits. Adults cannot live for free. Think an income of 980 on an apprenticeship is there to spend on clothes, holidays, fun, a car…2 -
Re: Smart Meters Supplier IHD Customer Exploitation
A brief comment about these IMO immoderate words: @indefatigablesaver wrote: … organisations lying to multiple customers … that they have records IHD is older than customer states or that customer is…2
