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Re: At wits end..... c.30K HMRC debt - no idea what to do...
https://forums.moneysavingexpert.com/discussion/comment/81862176#Comment_81862176 Definitely pursue the appeals route without hesitation. Even if HMRC refuse to accept late appeals you can then ask t…1 -
Re: Change Mortgage to Interest Only to Invest the Capital Repayment Element
https://forums.moneysavingexpert.com/discussion/comment/81861563#Comment_81861563 Having taken any flexible income from a pension, you can pay up to £10,000 into a pension only if you have this much …1 -
Re: Change Mortgage to Interest Only to Invest the Capital Repayment Element
For non earners ( pension income does not count) the maximum you can add to a pension is £2880, and £720 will be added in tax relief. Regarding the bigger plan, I would maximise pension contributions…1 -
Re: Change Mortgage to Interest Only to Invest the Capital Repayment Element
Wow, the plan to go interest only is super risky and foolish IMO. You need to consider all possibilities. So what will the OP do if there is a 50% fall in the markets that takes a decade to recover?1 -
Re: Change Mortgage to Interest Only to Invest the Capital Repayment Element
What is your current salary? A minimum of around £75,000 sole alary is required these days before they even look at your proposition. You may also find that a mortgage employee with a bank will have …2 -
Re: Status of No Standing Charge Tariff for December 2025
https://forums.moneysavingexpert.com/discussion/comment/81861979#Comment_81861979 So great is the greed of these energy suppliers that Octopus get away with selling me all my electricity at the outra…2 -
Re: Status of No Standing Charge Tariff for December 2025
https://forums.moneysavingexpert.com/discussion/comment/81861979#Comment_81861979 So that's where @wrf12345 went...5 -
Re: New HL fee structure from 01/03/26
https://forums.moneysavingexpert.com/discussion/comment/81862265#Comment_81862265 This is very odd. I looked at the HL charges page for SIPPs and it says in line two that there is no charge for holdi…2 -
Re: Teetering on the brink
'Team Beans' member here.{need a beans emoji} i'm sorry it's particularly sh!te the noo. just do the wee bits you can. chat to us when you have the energy, vent when you need to. …6 -
Re: Teetering on the brink
That looks like a well-targeted list. I understand being realistic with what you can aim to do, and also that the GP's attitude was completely unhelpful. Perhaps the day will come when you can c…4
