We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Annuities as part of pension planning
My thinking is that I wouldn’t want to buy an annuity that would cross in to the higher rate band. Just below with a little bit of headroom for fiscal drag feels a more efficient option from a tax v…1 -
Re: Annuities as part of pension planning
No spouse and no children so no need for a joint life annuity or inheritance consideration. The gilt ladder as it stands is more heavily weighted to longer duration ILG’s with the last redemption at…1 -
Re: Green, ethical, energy issues in the news
THe Martyn1981 said: I would have thought there would be much less politics/preference/FUD when it comes to choosing trucks, all the above being trumped by commercial logic, so surely we should expec…1 -
Re: Green, ethical, energy issues in the news
It's worth noting that reactor construction has picked up again in China in the last few years with construction starting on 9 new reactors in 2025, 6 in 2024, 5 in 2023, 5 in 2022 and 6 in 2021…2 -
Re: Investing in Us: Holidays, Health, and the Road to £150k
Morning all, So the shopping is due at 1, saves me going into busy SM on a Saturday. Only one item not available so might see if I can collect that later from somewhere local when taking DD to work. …8 -
Re: The Cashback for Bank or Investment Accounts Discussion Thread
Has anyone done the Charles Stanley Direct offer on TCB? Charles Stanley Direct Offers, Discounts & Cashback Deals Presumably you can receive the bonus for each one you open (SIPP/ISA/GIA), or is…1 -
Re: The Cashback for Bank or Investment Accounts Discussion Thread
To me it seems to be difficult to pick out from the T&Cs on TCB what, if any, are the requirements to qualify for the cashback. Obviously one is the need to put £500 in but the other T&Cs ar…1 -
Re: The Cashback for Bank or Investment Accounts Discussion Thread
Yes, the t's and c's aren't clear, and also seem to be lacking info on things like the funding window for example. Just wondered if anyone has had any success. On the face of it, it lo…2 -
Re: Driving Licence renewal photo
Why don't you press "Start chat" instead of asking random strangers on the internet?1 -
Re: Old Style Daily Saturday 24 January 2026
Good morning Thank you for the start @Gers, sorry to hear Lionel is not doing well. Well today is dry, so the wm is doing it's thing. Hopefully I can get everything line dried. I didn't go …13
