We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Thank god we paid the mortgage off
Sounds like a candidate for before and after photos 😊 KK1 -
Re: 2026 - consolidation and calm
PAD (Payment a Day) Today's PAD - £62 😁 Jan - £172 Feb - £203 Mar - £120 Car balance Sept 25 - £11,031 - now £8,0981 -
Re: O/S Daily Saturday March 21 2026
Thanks Scarlet, glad you enjoyed your break, our sky is lovely again but def a lot cooler. We have a later start to DGS footie, 12 o clock start. I'll see if I can drag DH out for the dog walk b…10 -
Re: O/S Daily Saturday March 21 2026
Morning all Bright and beautiful day here but quite cold, it will be a good drying day for the washing, I have just put a towel load on and there is another load after. I was very lazy yesterday and …9 -
Re: Flexible cash Isa's rules
I have 2 x Zopa flexible cash Isa's for the years 2023/24 & 2024/25....... I have a zero balance in each, have I now lost the opportunity to put £20,000 back in each one for ever? When did y…1 -
Re: Flexible cash Isa's rules
Depends when you took the money out (assuming you put any money in in the first place). If you withdrew the money during this tax year, you can put it back in this tax year without it affecting this …1 -
Re: Trainpal MSE Promotion
Regardless of the particular issue, MSE should really do some due diligence on the companies they promote to avoid adverse association and reputational damage. For railcards and buying tickets Trainp…2 -
Re: ISA Renewal Date Query
No, transfers of cash ISAs containing subscriptions from previous tax years won't affect your 2026-27 ISA allowance so the transfer date doesn't matter.1 -
Re: The second hurdle - Nichelette v the huge mortgage
Oh, forgot to add no redundancy news yet. There was a meeting last week but union rep was off so waiting to see if there is anything on Monday. Hoping they're not waiting until salesforce comes …1 -
Re: ISA Renewal Date Query
Your ISA allowance is £20k of new subscriptions from 6 April, regardless of any existing ISAs (or it's/their maturity dates). So if you have made no new subscriptions since 03/04/25 you could su…2
