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Best Of
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Re: Drawing more than required to use full tax band
Thank you for the replies. @El_Torro - yes I will go into the 40% band at some point so that's a good point. @michaels - At the moment IHT is not a key consideration for me given no dependants and my…3 -
Re: CCA questions
Companies sometimes combine debts if they came from the same original creditor, really for reasons best known to themselves. As this combined account never existed previously, you will not have signe…1 -
Re: Process for Selling Freehold
It sounds like you're saying that the leases have different lengths, and perhaps different ground rents. FWIW, if that's the case, the cost of the freehold shouldn't really be split 50/50 between th…1 -
Re: Pension complications
But were you actually employed as a teacher during the period you are disputing? I'm sorry to labour the point but it's important.2 -
Re: Rolling Down the Green Hill Towards REtirement 😊🌄💚💜
Thanks, Watty. It's slowed up this month, with only about 2 or 3 pounds lost - but that's still a loss, and so therefore a win! 😁4 -
Re: Rolling Down the Green Hill Towards REtirement 😊🌄💚💜
Thanks, Humdinger 😊 xx savingholmes said: Thanks, sh. They've ended up letting him reduce his hours for more money 😁 He's still doing HR, kp. I feel so much better - and have just put trousers that …5 -
Re: Progress not Perfection
I was so cross reading that about 02 and I'm not even with them! There really isn't anything companies won't do to be little bar stewards if there's a few quid in it for them, is there Funnily enough…3 -
Re: Learning to walk before I run
That’s wonderful news5 -
Re: Moving on
The plan for the day got rather frayed at the edges. The people who were going to host tonight had a bug so, as our lounge was guest-ready, I offered to provide the venue. DH and I had our main meal …5 -
Re: Tax Free Lump Sum and 2025 Budget
Aye, pension contributions are awkward, and also employer pension contributions are difficult to take into account in a satisfactory way. Pensions also attract tax later in life when paid, albeit at …1



