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Best Of
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Re: Emergency fund question
Your priority is an emergency fund. How much you need depends on your situation. Do you have a mortgage to cover, a secure job, good workplace health cover, the statutory minimum or are you self empl…1 -
Re: Emergency fund question
Best to keep things as simple as possible, your aim is to be able to cover the cost of say car repairs, or any white goods should they need replacement. Ideally you want to be paying the absolute min…2 -
Re: Emergency fund question
Looking through your SOA with some trimming you should be able to put £800 a month into your emergency fund, that means by the time the lenders have all defaulted you should be looking at £2,000-3000…1 -
Re: The Cashback for Bank or Investment Accounts Discussion Thread
https://forums.moneysavingexpert.com/discussion/comment/81921137#Comment_81921137 The HSBC offer now looks even better as they have increased the rate on the 13 month Fixed ISA from 4.0% to 4.5%. Alr…4 -
Re: Putting house in trust - how to guide
https://forums.moneysavingexpert.com/discussion/6661787/putting-house-in-trust-how-to-guide Is your Estate likely to be subject to IHT? Do you have adequate provision (financially) to meet all of you…1 -
Re: Putting house in trust - how to guide
Parents put their house and other assets into trust (not one where the surviving spouse gets to live in the house after the first person's death). Nightmare. Trust registration. IHT charges afte…1 -
Re: Parking stories in the News/media
I thought double recovery referred to the Heads of Cost? Thus adding £70 (it used to be £60) is recovering heads of cost that are already covered by the PCN amount .. I believe this was assessed in t…6 -
Re: Package holiday, who pays for new flights if flights are cancelled?
The OP and the Travel Agent / Tour Operator may be limited in what they can do until the flight is either cancelled or the trip fails because of FCDO advice nearer the time. The difficulty is that th…1 -
Re: 2026 Fashion On The Ration Challenge
That's the most gorgeous colour @Laura_Elsewhere . Looking forward to hearing about the next dress you make (a waterproof one?)7 -
Re: SIPP help - urgent!
II SIPP deadlines (fixed monthly charging) https://www.ii.co.uk/learn/tax/tax-year-end/tax-year-end-deadlines#sipp HL dedadlines (% charging) https://www.hl.co.uk/pensions/sipp Looks like 5th April f…1
