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Best Of
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Re: DB Pension
https://forums.moneysavingexpert.com/discussion/comment/81896254#Comment_81896254 The CETV isn't the total amount that's in your pot. As others have said, you don't have a pot. Let…1 -
Re: Settling in for the long haul
Absolutely amazing effort with that emergency fund2 -
Re: Seagate not honouring hard drive that's 'out of warranty'.
I've used (free) DBAN in the past to wipe a drive. Takes a long time, especially if you select multiple writes and deletes, but apparently very effective!1 -
Re: DB Pension
Figures are right. Base rates have increased in 4 years. You therefore need to invest less to achieve the same return so CETV reduces. I doubt any SIPP will guarantee to beat a DB pension year on yea…1 -
Re: DB Pension
As others have said, DB schemes (whether final salary or CARE) are not a pot. The CETV is what you would be paid, at current rates, to give up your right to your projected retirement 'salary…1 -
Re: DB Pension
I thought a CETV was the total amount of whats in your pension pot. That is where you are going wrong. You don't have a pension pot with defined benefit schemes. You have defined benefits. I was…1 -
Re: How many funds should I invest in a SIPP?
https://forums.moneysavingexpert.com/discussion/comment/81896527#Comment_81896527 Did have a few meetings with IFA's. Did learn a bit from these meetings but the amount they all want to charge b…3 -
Re: Asda / Vars Technology - Equality Act 2010 breach
Top of this forum2 -
Re: MeandO's money-shuffling
DS is at his sports club, I’ve just popped to Asd@ and picked up some toothpaste as we’d run out, some daffodils for my weekly treat ❤️ and a few other bits we needed. No more spends now needed until…3 -
Re: 2026 Fashion On The Ration Challenge
@Laura_Elsewhere , you are so clever! Great use of fabric, and very 'you'. I have just finished the 'Diary of a Provincial Lady' books by E M Delafield and have to recommend them …5
