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Best Of
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Re: Awful weather - typical Brits talk
Well done on your efforts with bees Dusty - are they a particular species? I have a lot of ivy, just beginning to flower, near greenhouse, will keep a lookout… Some substantial rain in the night, jus…4 -
Re: From Frugal Foundations to Fortified Family Future
It wasn’t me who mentioned them - but I’ll definitely be checking them out with the excellent jarriness and a bargain to boot. Your half term plans sound like they are coming together beautifully!4 -
Re: Looking for best 1 year fixed rate bond/ gilt
Personally if I have decided to buy something I try not to worry about whether I could buy it cheaper tomorrow or the next day. I just take it as read that if I buy it the price will fall almost imme…3 -
Re: From Frugal Foundations to Fortified Family Future
Haha - in our house if the label won't come of, the jar goes stright to recycling!3 -
Re: Renewables: "talking 'bout my generation"
Ending the month on 2.41 O's with exactly 115% of PVGIS.6 -
Re: Can anyone shed light on this situation.
sorry for late update been in hospital. they accepted reduced offer now hassling to exchange by end of Oct Solicitor has told the EA it cannot be done, they refuse to answer anymore questions unless …1 -
Re: Drawdown philosophy
normally you would design the gilt ladder to land the necessary amount each year at maturity (plus coupons), It’ll land as cash uncrystallised then you crystallise all of it. Take 25% tax free and th…1 -
Re: Drawdown philosophy
Using that approach you will run out of tax-free cash before you run out of crystallised funds. So you'll end up paying income tax on those crystallised funds eventually (unless the plan is not …1 -
Drawdown philosophy
I'd welcome some advice if I may. I have an ILG ladder with Bell. It is all uncrystallized at present. To tie me over until SP kicks in, I'd like withdraw an annual amount of cash - for the…1 -
Re: Inheritance tax
As a single person with no children I can see the OP's point with the IHT housing allowance for bequests to children and grandchildren. IMO IHT should be determined by the size of the estate and…2
