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Best Of
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Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
OH (who has been diagnosed with a terminal illness) roars at the TV when these commercials come on. It's bad enough that he only just has enough energy to watch the TV without the onslaught of d…8 -
Re: Steadily climbing the mountain, enjoying the view along the way
Thanks @PennysIntoPounds and @rtandon27 😊 They are on the dining room table, making me smile. ❤️ Been another positive day here: - Did some work for work which is critical for the remote assessment …8 -
Re: Replace bond fund with Gilt Ladder
I have used the tool (to play with) and have bought some gilts (though it would be generous to call what I have a ladder - its missing several rungs). I did not combine the two things partly because …1 -
Re: Replace bond fund with Gilt Ladder
If you ask it to produce a ladder with monthly withdrawals then it will come up with a larger number of smaller purchases because it is trying to optimise having the necessary cash available to withd…2 -
Re: Santander bank account closed with no notice
Banking T&Cs usually say something like they can enforce T&Cs immediately even if they've let it slip in the past Earlier in the thread someone posted a link to the last T&C changes,…3 -
Re: 2026 - consolidation and calm
Well done for going! I'm always admiring of the energy! I hope your granddaughter enjoyed it 😊1 -
Re: 2026 - consolidation and calm
Hello! How's everything going? I thought you hadn't been around for a while. We're gas cooking, so I couldn't add that on 😆1 -
Re: From Frugal Foundations to Fortified Family Future
Thanks Team 😁 I've done the card and an accompanying message. I prefer to keep the messages separate - so indeed write a 'simplified' message in a card, and add in a note. Depends on …8 -
Re: New Labour First Time Buyer Help Proposed
I am not only looking at it from the vary narrow view of only considering FTB , the cost of housing effects practically everything in the UK as we all have to live somewhere , be that in owned , mort…1 -
Re: 2026 - consolidation and calm
PAD (Payment a Day) Today's PAD - £22 Jan - £172 Feb - £203 Mar - £143 Apr - £67 May - £108 Jun - £188 Jul - £78 Aug - £142 Sep - £42 Car balance Sept 25 - £11,031 - now £6,9391
