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Re: Do i need business insurance is my LTD is based at my home address?
There are two separate elements here…. Firstly, are your home insurers comfortable with something beyond clerical work being done at the home, many won't be. The problem isnt just that your busi…1 -
Re: Do i need business insurance is my LTD is based at my home address?
Are you sure that you don't need a business insurance for indemnity and public liability? My clients wouldn't hire me without the two. What sort of service are you offering?2 -
Re: Old Style Daily Friday 28 August 2026
Morning folks and thanks for the start GERS. Another one here who had a rubbish sleepless night. Nowt new there. I am a lifelong member of the insomniac's club. The thunderstorms still didn'…8 -
Re: Ticket for not parking in marked bay - Have a Nice Car Park Ltd
Yes it is; you're missing the fact they don't know who the driver was. How is it trivially easy for them to find out whether an unknown person was staff? Obviously you are appealing as keep…3 -
Re: The Top Regular Savers Discussion Thread
Why do you pay in to NW for a reward? I am getting the 5er for years now by just one app login and 2 direct debits going out to Moneybox (RBS the same with Plum). Unless you pay in just for regular s…1 -
Re: you tube pension scaremongering??
if you feel like you’re being taxed at 24% then your feelings are wrong, better looking at actual facts1 -
Re: Easiest bank for overdraft
Fair enough, it was perhaps too broad a generalisation but I remain convinced that such offers will depend on credit status and the fact that OP is looking for an easy way to an overdraft might imply…1 -
Re: Easiest bank for overdraft
https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#overdrawn summarises best options for overdrafts, but in general you may find it a struggle to open a new account and be immediat…1 -
Re: House Insurance - Increasing my excess increases the cost of my insurance??
How much did you increase it? Maybe higher excess is linked to higher probability of claims in their algorithm.1 -
Re: House Insurance - Increasing my excess increases the cost of my insurance??
Mass market consumer insurance is priced purely by statistics, they can segment their customers and look at their claims experience (frequency and value) and how it differs with a 20 year old -v- 40 …3
