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Best Of
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Re: Apple muncher's number crunching
Thanks for that info f0xh0les - very good to know. Today I am finding the 'no blowing your nose' rule really hard to follow. Sniffing abounds! Well I thought I'd done a wonderful thing…1 -
Re: Not always a good idea to opt for monthly interest to decrease tax at 22% next April 2027?
The Cahoot SDS only pays 5% on the initial £3k. RS are also usually limited as to the maximum balance acceptable, and require that to be built up on a dripped monthly basis. Santander (the owner of c…1 -
Re: Not always a good idea to opt for monthly interest to decrease tax at 22% next April 2027?
The SDS has the advantage that you can opt for annual interest and will probably be able renew it just before the end of the tax year to get any accrued interest paid within this tax year. For accoun…2 -
Re: Not always a good idea to opt for monthly interest to decrease tax at 22% next April 2027?
Good point about the SDS. You'd be even better off if you can find a higher rate from a regular saver - Monmouth BS's is open to new customers and pays 6%.3 -
Re: Not always a good idea to opt for monthly interest to decrease tax at 22% next April 2027?
That calculation agrees with my fag packet. How much interest is being generated each month? You could put it into a cahoot Sunny Day Saver at 5% (max £3k), not sure if that makes the monthly option …2 -
Re: Raw timber finish that adds the least amount of colour.
Whatever you choose, try it on an inconspicuous sample area first. You don't want to treat half of the balcony(?) and then find that the householder doesn't like it!1 -
Re: Not always a good idea to opt for monthly interest to decrease tax at 22% next April 2027?
Before optimising the rate, check whether it's taxable at all. If your total interest fits inside the personal savings allowance the 20 versus 22 comparison never arises. If it doesnt, the thing…2 -
Re: Good and Bad Buys at Lidl and Aldi stores (***Please don't expire***)
It really does depend, can be overcooked, been out for ages etc. I do eat a fair bit of their baked goods, use to go in for certain items, now let my eyes to the shopping, if it looks dry then won�…2 -
Re: Investing in Us: Holidays, Health, and the Road to £150k
I've listed two items on fb MP....I promised myself if I brought more things into the house I'd let things go so I'm not getting cluttered again. So two items up for sale. One quite a …5 -
Re: state pension - first part year
I have been doing a bit more reading on this and have to admit that my understanding of "accrual" in S578 ITEPA 2003 has been incorrect. Sorry about that. If you look at the explanatory not…2
