We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Best Of
-
Re: Taxed on savings from sale of my house
There is no such thing as "tax on savings". However, intrest from savings is taxed over certain amount, as per tax rules.1 -
Re: Taxed on savings from sale of my house
https://forums.moneysavingexpert.com/discussion/comment/81909130#Comment_81909130 And also that part of the £12570 Personal Allowance which is not taken by their low earnings.1 -
Re: Pension lump sum and benefits
NS ESA is not means-tested so the amount of capital you hold is not relevant. UC is means-tested. The definitive sources are the UC Regulations 2013 and DWP's on Advice for Decision Makers (ADM)…1 -
Re: Santander/Cahoot sites under maintenance for 29 hours (apparently!)
Cahoot online banking fine for me … via wifi2 -
Re: DMP or Not?? Confused
First have you stopped gambling? "Dealing with this through professional help" could mean Yes, No, or Possibly. If you aren't prepared to commit to this, then you are not in a position…1 -
Re: Man + Van
https://forums.moneysavingexpert.com/discussion/comment/81911255#Comment_81911255 What scheme are you referring to? You have said that you "like the idea of dealing in waste" so what experi…1 -
Re: Hopefully debt free before Mortgage renewal in June 2026
the job news is shocking but you have shown massive resilience so far. I’m sure you’ll deal with this equally as well. With the reduction in hours, could you look at taking on a part time job? It’d h…1 -
Re: Loveholidays Package - Wife and disabled daughter stuck in Sri Lanka
Personally I wouldn't go for the sensational option. Playing devil's advocate, 14 year old well able to take a holiday in term time doesn't wring so much sympathy. It would be hard for…4 -
Re: 2026 - consolidation and calm
https://forums.moneysavingexpert.com/discussion/comment/81912977#Comment_81912977 That has definitely happened here too! https://forums.moneysavingexpert.com/discussion/comment/81913075#Comment_81913…1 -
Re: Need fresh eyes on my budget!
Oh, but when he isn't good at remembering you step up and pay - so he continues to forget. If he put some cash into a pot via direct debit then he wouldn't need to remember. Or get the boys…2
