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Best Of
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Re: Which fund to use a wrapper ?
If you will already be using your personal savings allowance and have enough earned income to pay tax, then the STMMF is the one that will generate income taxed at the highest rate. There isn't …1 -
Re: Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Hi, #003 declaring £500 for July. Thanks Kev2 -
Re: From Frugal Foundations to Fortified Family Future
Good evening MFW'rs Blackcats - no wonder you have happy memories, that sounds a wonderful childhood. The crew came back just by 4pm. They'd had a good time. Seen plenty and seen one or two…4 -
Re: Escape to the country & living off savings
thanks sheila I’m ok. I’ve just been for a gentle stroll in the pleasant evening (not scorching) sunshine. Still aching today but not as much as yesterday. Was nice to walk alongside the fields of ho…4 -
Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
Moorviews - I don't expect C to have learnt better pastoral care - he seems oblivious to anything that he does incorrectly. I have a tv on the wall in my lounge now. I had a visit from 7 family …16 -
Re: Renewables: "talking 'bout my generation"
Maiden (6.5 O's) - normal service resumed. 12 Maidens and 2 Hawaii's in the last two weeks.8 -
Re: Received a Parking charge notice from DCBL, but I've never owned that car
Well done . keep this thread open - you never know if DCBLegal will go ahead and issue a claim because they don’t do any due diligence processes to ensure it’s a valid claim . It’s happened a few tim…5 -
Re: Anyone else getting less offers recently?
On a side note, curiousity is getting the better of me, given that you can pay off in a short time, why are you keeping yourself in debt? You need to look up "stoozing". It's borrowing…1 -
Re: July 2026 Grocery Challenge
Hello All 😊 Week three spend. Went to Lidl and M&S. Didn’t need that much food but tempted to pick up a box of cobra beer which bumped up the cost. And got a couple of bottles of vinegar to make…7 -
Re: Which fund to use a wrapper ?
Previously I was hoping to put some of my spare cash in ILG or gilts but the situation has changed. So what are your new objectives for the money over the next 3, 5 10+ years. A gilt ladder conventio…1
