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Re: Understanding loan interest rates....
The first figure is around what it would be if the principal is not reducing over the lifetime of the loan. This should also be obvious, as your payment would only be around £50. Over the 5 years yo…1 -
Re: Understanding loan interest rates....
first of all, is the 9.25% listed as APR or another form of interest? If thats the simple interest not APR/Compound and its compounding daily then that would come out at similar numbers to Close num…1 -
Re: Understanding loan interest rates....
With a standard loan, where you repay interest plus principal each month, £1641 sounds like the correct figure. O average you're paying 9.25% interest on roughly half of 6495 for the 5 years.£3166 su…1 -
Re: The Case of the Overwhelming Mortgage
Garden work has commenced. Another week or so to go. Taking my mum and the teens away next weekend. Have a couple of shows booked. Work has been a struggle. Lots of travel, including one very long dr…2 -
Re: The Case of the Overwhelming Mortgage
I find an isa harder to stick with than saving via my pension. Well done for making a start.1 -
Re: The emotional side of selling your house
Feelings are complicated! Have you tried breaking down those feelings into different types (you mention it being scary, is it just fear or is there some sadness etc) and thinking about why you are ha…1 -
Re: The Top Regular Savers Discussion Thread
On the 1st.1 -
Re: Parking Ticket UKCPS LTD and Moorside Legal
ChirpyChicken and Coupon-mad My apologies for the late reply. Chirpy... I think the Defendant received it by post. Very early on in the procedure, now we know why. It would save the postal (apparentl…1 -
Re: PIP Renewal Success
The four point s in one descriptor idea has been shelved.2 -
PIP Renewal Success
Well the title says it all, my current claim was due to run out in December 2025. I received the dreaded renewal AR1 form in June and sent it back within the time frame. Then silence until today when…2
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