We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Best Of
-
Re: The New Top Easy Access Savings Discussion Area
I'd be perfectly comfortable holding 85k with both Cahoot and Santander, and have, but I've wasted many hours on the phone with Santander security after being blocked several times in a row, so I wo…1 -
Re: From Frugal Foundations to Fortified Family Future
DH has a couple of apps on his phone, and perhaps it is just shonky (and - shock horror - it is a couple of years old), and he's forever complaining that it's overloaded/going slow/freezing etc. I've…6 -
Re: USB lead?
Some of them are providing 200w of power in a compact form so will have to deal with heat issues etc. Plus all but the first are from well known brands. There have been various warnings for fire ris…1 -
Re: From Frugal Foundations to Fortified Family Future
I ain't no saint ed - I still have a foil habit. Not rampant, and we don't wrap butties in foil, but I could probably cut down use a bit more. Funnily enough, I found clingfilm relatively easy to gi…8 -
Re: Old Style Daily Friday 10 October 2025
Morning All Sunny here so hoping to get second wash dry. Been MIA as DH and I went away last week stayed in beautiful place but we were both unwell. Only now starting to feel "well" again. …12 -
Re: The New Top Easy Access Savings Discussion Area
Been with Santander/Cahoot for years and never had any issues. Max 25K per transaction out, max £100K per day out and you can make 4 x £25K to the same payee.2 -
Re: The New Top Easy Access Savings Discussion Area
Like all banks, Santander/Cahoot have fraud prevention processes as well as maximum daily withdrawal amounts in place. There are no issues getting your money out but you have to follow their procedur…2 -
Re: Old Style Daily Friday 10 October 2025
Morning all I've read everyones' news but it seems to have disappeared out of my brain! I'm feeling a bit better today and my test this morning was negative - I'm still going to keep away from mam an…11 -
Re: Dropping one day a week
The salary you are giving up is the bit (predominantly) with 40% tax and 2% NI. But a little is 20% tax and 8% NI. Pension contributions and student loan deductions may also play into things. Why no…2 -
Re: Pension Muck up by Scottish Widows!
It might be your money but unfortunately isn't normally accessible until 55 or 57 depending on your date of birth otherwise you have to pay most of it in tax penalty. So even if you don't pay it bac…1
