We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Best Of
-
Re: Moving pension from st James place.
I've never left SJP as I wouldn't use them in the first place however I am long term happy customer of AJ Bell and a few other good platforms. Consider your objectives, come up with a suit…1 -
Re: Moving pension from st James place.
You will not get much in the way of positive comment in this forum about SJP. You should most likely move away, but there are two alternatives: DIY , picking your own investments in a SIPP and keepi…1 -
Re: 2025 DECLUTTERING CAMPAIGN MrsSD - The Joy of Decluttering
Thanks ive just made bread too!15 -
Re: Osily oil filled radiators
Hi, So you are asking about noise and reliability, and your reference to the size of the room was irrelevant? Not trying to be difficult but sometimes there is a lack of understanding that in terms o…1 -
Re: Osily oil filled radiators
This thread will help the why https://forums.moneysavingexpert.com/discussion/6647910/electric-heating/p11 -
Re: Weekly Flylady Thread 29th December 2025
Big walk with DS1, 8.25 miles and 1283ft climbed in 2 hours 50 minutes, I was shattered! We had taken snacks and coffee but ended up in a cafe on the way home, we were both so hungry. This cost me £1…9 -
Re: From Frugal Foundations to Fortified Family Future
Good evening MFW'rs Dearest tmv - you aren't being grinchy at all. I think you're right, we'll put up with something for a period of time, and then there comes a point where it…8 -
Re: Electric heating
I do hope the survey goes well and that you qualify for the grant.Storage heaters are currently the least-worst form of electric heating for a property that can't readily get a heat pump.1 -
Re: More debt to clear debt
Utter codswallop, a bailiff acting on a liability order cannot force entry to private property for unpaid council tax, or for any other kind of consumer debt. They are only allowed to force entry as…1 -
Re: A Totally FREE Christmas 2025
This isn't exactly free, but very MSE. Card factory have reduced all single Christmas cards to 5 for £1. I have got all my next year ones including mum and dad and daughter.4




