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Best Of
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Re: 2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
Ooh, I never thought of that!!13 -
Re: Octopus Agile
Very interesting. Puts a bad day in perspective. EDF FreePhase Dynamic. £4.48 vs £4.93 on SVT ( £4.88 on Agile) Dynamic monthly average 15.33p. Little difference1 -
Re: 2026: time to face facts and plan for the hard times ahead
Hey @SpireCaptain just had a read through and my you're really going through it. I don't really have any advice for you but wanted to say just try and take it one step at a time. It's …5 -
Re: Can I retire now? (age 40)
The numbers you quoted in your first post are not completely outlandish except for the part about upsizing your house and still having the plan working fine in all market scenarios. However your lat…1 -
Re: 2026: time to face facts and plan for the hard times ahead
Also please think about if you could maybe carve out time to speak to someone just to get some support just for yourself. You are going through a really tough period and some support for just you wou…5 -
Re: 2026: time to face facts and plan for the hard times ahead
Hello. Sorry I’m a wee bit late to your thread. You have received some fantastic responses so far. I urge you to remember that there is no debt problem that is insurmountable. It may take time but th…5 -
Re: 2026: time to face facts and plan for the hard times ahead
Well done on your e bay sales. I find vinted is easy to sell on and there are no sellers fees. Could your exOH help by selling things and paying the money off the credit cards? I assume you didn'…3 -
Re: 2026: time to face facts and plan for the hard times ahead
Walked the 3 miles home after going in Morrisons to buy sausages for the boys tea. Since COVID when I started shopping at Aldi at 9pm. Going into a packed supermarket gives me anxiety. Coupled with h…2 -
Re: 2026: time to face facts and plan for the hard times ahead
I knew OH was using the car for work today so I had booked my train ticket last night to go to the next town and the solicitors but woke up to find all the morning trains had been cancelled. Walked t…1 -
Re: 2026: time to face facts and plan for the hard times ahead
Thank you. My sister has messaged tonight asking when I'm going to tell Mum. I'll do it this weekend. Then they can talk about it openly as Mum is down they're every week babysitting …1
